David Ramirez
$749,9004 bd3 ba2,521 sqft$297 /sqft$5,507 /mo all-in ↓

305 AQUAMARINE WAY, DAYTONA BEACH, FL, 32124

Active21 days on marketListed Jul 16, 2026MLS #V4950186

WaterfrontPrivate poolSingle Family ResidenceMOSAIC PH 1B-2

Come see it

Upcoming open house

Sat, Aug 8

12:00 PM – 3:00 PM

About this home

305 AQUAMARINE WAY

Virtually Staged. Experience elevated Florida living in this better-than-new Davenport floor plan, where every detail has been thoughtfully upgraded to offer the perfect blend of luxury, comfort, and convenience. At just two years old, this exceptional residence allows you to bypass the time, expense, and uncertainty of new construction while enjoying a home that is truly move-in ready. Nestled within the highly sought-after master-planned community of Mosaic, this stunning 4-bedroom, 3-bath home features a desirable split-bedroom design and an open-concept floor plan that seamlessly blends sophisticated style with everyday functionality. Expansive living spaces are framed by breathtaking lake views that stretch across the great room, dining area, gourmet kitchen, and private owner's retreat, filling the home with natural light and creating an atmosphere of tranquility. Designed for both entertaining and everyday living, the chef-inspired kitchen serves as the heart of the home, showcasing an oversized center island, quartz countertops, designer backsplash, updated hardware, stainless steel appliances including a range, microwave, refrigerator, abundant cabinetry, and a generous walk-in pantry. Throughout the home, you'll appreciate upgraded ceiling fans with remote controls, elegant tile flooring extending into the owner's suite, plantation shutters accenting the front entry, living room, and sliding glass doors, along with thoughtful upgrades that enhance both style and comfort. Step outside to your private backyard oasis where an extended covered lanai overlooks a stunning heated saltwater lap pool surrounded by beautiful travertine decking and a screened enclosure. Complete with a handrail, pool alarm, and a recently replaced pool pump, this exceptional outdoor retreat is perfectly positioned to capture peaceful lake views and offers the ideal setting for relaxing or entertaining year-round. Enhanced landscaping, gutters and downspouts, and improved drainage on the west side of the property further reflect the pride of ownership found throughout the home. Even better, the property extends all the way to the pond, providing additional privacy and an exceptional waterfront setting. The private owner's retreat is a peaceful sanctuary featuring picturesque lake views and a spacious en-suite bath, providing the perfect place to unwind at the end of the day. Additional upgrades include comfort-height toilets, a TV mount in the primary bedroom, and a spacious laundry room. The oversized 3-car garage is equally impressive with its professionally finished epoxy floor, creating a clean and polished space for vehicles, storage, or hobbies. Living in Mosaic is more than owning a beautiful home—it's embracing an exceptional lifestyle. Residents enjoy resort-style amenities including a spectacular community pool, fishing dock, playground, scenic walking trails, and a vibrant calendar of community events featuring food trucks, Pet Palooza, and neighborhood gatherings. Ideally located just minutes from Tomoka Town Center, you'll enjoy convenient access to premier shopping, dining, and entertainment, with I-95 and I-4 nearby for effortless travel. Daytona Beach and the Atlantic Ocean are only a short drive away, placing the best of Central Florida right at your fingertips. Luxury without the wait. Every premium upgrade has already been completed, allowing you to move right in and begin enjoying the elevated Florida lifestyle you've been waiting for.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,521

Sqft

0.22 ac

Lot size

3

Garage

2023

Year built

One

Levels

$297

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
ViewPool · Water
FacesNorthwest
ParkingGarage Door Opener · Golf Cart Parking
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$129/mo
Taxes (2025)$10,685/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,507 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$890
HOA fee — from the listing$129
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,990
Interest rate6.00%
Loan term

Estimated payment

$5,507/mo

Principal & interest$4,046
PMI (est., until 20% equity)$281
Property taxes (actual bill)$890
HOA / condo fee$129
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$685KedgeAI estimate $718,898 · range $714K$732K$780K

vs edgeAI estimate

+4.3%

$/sqft vs Daytona Beach actives

$297 vs $232

Days on market

21 vs 58 typical

Where $297/sqft sits among the 400 Daytona Beach actives

93
106
75
58 · this home
32
36
$131–181$181–232$232–282$282–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Daytona Beach

Map of 305 AQUAMARINE WAY

Drive times from this address

Downtown Orlando60 min
Universal Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32124 — neighborhood snapshot

Population

9,592

Median age

51.8

Median income

$89,842

Median home value

$434,000

Avg household

2.18

Households w/ children

468

For the school run

Volusia County School District

ElementaryChampion Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.0 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

191 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% above the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $749,900 · 21 days on market since
2023Built · MOSAIC PH 1B-2

Reality check

What actually sold near 305 AQUAMARINE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

304 AQUAMARINE WAYSold · Jan ’26

$725,000

304 AQUAMARINE WAY · same community

4 bd · 3 ba · 2,526 sqft · $287/sqft · 162 DOM

402 AQUAMARINE WAYSold · Jun ’26

$715,000

402 AQUAMARINE WAY · same community

4 bd · 3 ba · 2,560 sqft · $279/sqft · 233 DOM

397 AQUAMARINE WAYSold · Aug ’25

$497,490

397 AQUAMARINE WAY · same community

4 bd · 3 ba · 2,229 sqft · $223/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 305 AQUAMARINE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 305 AQUAMARINE WAY — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

305 AQUAMARINE WAY FAQs

What would the monthly payment be for 305 AQUAMARINE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,507/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 305 AQUAMARINE WAY?+

The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 305 AQUAMARINE WAY?+

The most recent tax bill on record (2025) was $10,685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 305 AQUAMARINE WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $749,900, this home is listed about 157% above the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.

Which schools are assigned to 305 AQUAMARINE WAY?+

Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SIGNATURE · Janet Fuller. MLS #V4950186.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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