David Ramirez
$779,900$899,9002 bd2.5 ba2,136 sqft$365 /sqft$5,300 /mo all-in ↓

3703 S ATLANTIC AVENUE UNIT 1004, DAYTONA BEACH, FL, 32118

Active155 days on marketListed Mar 6, 2026MLS #V4947043

Reduced $120KPrivate poolCondominiumOCEAN VILLAS CONDO

About this home

3703 S ATLANTIC AVENUE UNIT 1004

Virtually Staged. ELEVATED LUXURY. EXTRAORDINARY VIEWS. A LIFESTYLE RESERVED FOR THE FEW. Perched on the 10th floor of the prestigious Oceans Villas, this exceptional residence offers one of the largest private verandas in Daytona Beach Shores, where sweeping ocean views, gentle sea breezes, and spectacular sunrises create an unforgettable coastal lifestyle. From the moment you arrive beneath the elegant porte-cochère, Oceans Villas sets the standard for luxury living. A semi-private elevator delivers you directly to your private entrance, where grand double doors open to an impressive rotunda foyer, introducing a residence designed with timeless sophistication. The coveted Diplomat floor plan encompasses 2,136 square feet of refined living space with 2 bedrooms, a spacious den easily converted into a third bedroom, and 2.5 baths. Expansive interiors are enhanced by soaring 9-foot ceilings, elegant crown molding, designer luxury vinyl plank flooring installed on the diagonal, and a gas fireplace that adds warmth and ambiance to the main living area. At the heart of the home, the chef’s kitchen blends beauty and function with imported Italian cabinetry, an oversized island with a double-tier breakfast bar, stainless steel appliances, a designer vent hood, vegetable sink, wine cooler, glass display cabinetry, pull-out shelving, and an oversized pantry—perfect for entertaining family and friends. The primary suite is a private sanctuary featuring a generous sitting area ideal for a home office or reading retreat, dual walk-in closets, private balcony access, and a spa-inspired bath complete with a jetted soaking tub, oversized dual-head shower, and dual vanities. Step outside onto the 436-square-foot curved veranda, where translucent glass railings frame breathtaking Atlantic Ocean vistas unlike any other. Complete with a summer kitchen and built-in grill, this remarkable outdoor living space invites effortless entertaining, quiet mornings with coffee, and evenings spent watching the moon rise over the Atlantic. As the sun sets, the city lights of the Halifax River create a dazzling backdrop, offering an entirely different perspective that is equally captivating. Here, every sunrise, every sunset, and every gathering becomes part of an extraordinary coastal lifestyle. Residents of Oceans Villas enjoy an exclusive collection of resort-inspired amenities, including a spectacular oceanfront pool and spa surrounded by lush tropical landscaping, a state-of-the-art fitness center overlooking the Atlantic, an elegant clubroom, business center, and beautifully maintained grounds—all thoughtfully designed to deliver the comfort, privacy, and sophistication expected from one of Daytona Beach Shores’ most distinguished luxury addresses. This is more than a residence—it is an invitation to experience oceanfront living at its finest.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

2,136

Sqft

1.29 ac

Lot size

1

Garage

2006

Year built

One

Levels

$365

Per sqft

Private poolFireplaceCity & Water viewPartiallyPets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationConcrete Perimeter
ViewCity · Water
FacesWest
ExteriorBalcony

Community & fees

Taxes (2025)$7,667/yr
PetsCats OK, Dogs OK, Number Limit, Size Limit, Yes
CommunityGulf/Ocean Front · Clubhouse · Dog Park · Fitness Center · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,300 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,208
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$639
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,990
Interest rate6.00%
Loan term

Estimated payment

$5,300/mo

Principal & interest$4,208
PMI (est., until 20% equity)$292
Property taxes (actual bill)$639
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Daytona Beach actives

$365 vs $233

Days on market

155 vs 58 typical

Where $365/sqft sits among the 400 Daytona Beach actives

97
106
71
60
30 · this home
36
$133–183$183–233$233–283$283–333$333–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean View Halifax Estates

Map of 3703 S ATLANTIC AVENUE UNIT 1004 inside its neighborhood boundary

Drive times from this address

Downtown Orlando66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

Ocean View Halifax Estates — neighborhood snapshot

Population

892

Median age

58

Median income

$68,494

Median home value

$401,321

Avg household

2

Households w/ children

62%

For the school run

Volusia County School District

ElementaryR. J. Longstreet Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★
HighSpruce Creek High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$262K$268K

Daytona Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

195 of 400

Daytona Beach actives have cut their price

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 160% above the DAYTONA BEACH 32118 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $779,900 $120K
Mar 6, 2026Listed at $899,900 · 155 days on market since
2006Built · OCEAN VILLAS CONDO

Reality check

What actually sold near 3703 S ATLANTIC AVENUE UNIT 1004

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3703 S ATLANTIC AVENUE UNIT 501Sold · Aug ’25

$670,000

3703 S ATLANTIC AVENUE UNIT 501 · same community

3 bd · 3.5 ba · 2,470 sqft · $271/sqft · 283 DOM

3703 S ATLANTIC AVENUE UNIT 507Sold · Sep ’25

$1,695,000

3703 S ATLANTIC AVENUE UNIT 507 · same community

3 bd · 3 ba · 2,471 sqft · $686/sqft · 160 DOM

850 A1A BEACH BOULEVARD UNIT 43Sold · Oct ’25

$495,000

850 A1A BEACH BOULEVARD UNIT 43 · same community

3 bd · 2 ba · 1,300 sqft · $381/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3703 S ATLANTIC AVENUE UNIT 1004 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3703 S ATLANTIC AVENUE UNIT 1004 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3703 S ATLANTIC AVENUE UNIT 1004 FAQs

What would the monthly payment be for 3703 S ATLANTIC AVENUE UNIT 1004?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3703 S ATLANTIC AVENUE UNIT 1004?+

The most recent tax bill on record (2025) was $7,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3703 S ATLANTIC AVENUE UNIT 1004?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Daytona Beach?+

At $779,900, this home is listed about 169% above the Daytona Beach median of $290,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3703 S ATLANTIC AVENUE UNIT 1004?+

R. J. Longstreet Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$779,900 runs 160% above the DAYTONA BEACH 32118 median — but at 2,136 sqft it's also 60% larger than the typical Daytona Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

155 days on market against a Daytona Beach median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

R. J. Longstreet Elementary School, Silver Sands Middle School, Spruce Creek High School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $899,900, now $779,900 — a $120K cut. The full history is in the market section below.

Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Lori Brigley. MLS #V4947043.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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