321 AQUAMARINE WAY, DAYTONA BEACH, FL, 32124
Active9 days on marketListed Jul 28, 2026MLS #V4950461
About this home
321 AQUAMARINE WAY
Virtually Staged. Welcome to Mosaic, where thoughtful design, resort-style amenities, and everyday convenience come together. This nearly new 4-bedroom, 3-bath lakefront home features the sought-after Costa Mesa floor plan with customized details that set it apart. The spacious chef's kitchen serves as the heart of the home, offering generous workspace and an open connection to the impressive great room. Large sliding glass doors extend the living space to a covered lanai overlooking the lake, creating a peaceful setting for morning coffee, outdoor dining, or relaxing at the end of the day. The flexible layout also includes a formal dining room, an interior laundry room, and a separate flex room that can be used as a home office, fitness room, den, or additional sitting area. Tile flooring, high tray ceilings, and an open floor plan give the home a bright, spacious feel while providing plenty of room for both everyday living and entertainment. Mosaic offers more than a beautiful place to live. Residents enjoy resort-style amenities, including a community pool, clubhouse, fitness center, walking paths, and inviting gathering spaces that support an active and connected lifestyle. Conveniently located near I-95, Tanger Outlets, restaurants, medical services, entertainment, and area attractions, the community is also approximately nine miles from the beach. This lakefront home offers the space, comfort, and amenities buyers are looking for, all within one of Daytona Beach's most desirable planned communities. Schedule your private showing and experience the Mosaic lifestyle for yourself. This property is part of a First Look program. It allows owner occupant buyers to have their offers negotiated on day 8 of being listed. Owner occupants are those buyers that will occupy the property as their principal residence within 60 days of closing and will maintain their occupancy for at least 1 year. These buyers are required to sign an Owner Occupant Certification as part of the contract. An investor, trust, vacation or part-time residence, or purchasing for another person will be considered an investor and are not eligible for First Look. Investor offers are negotiated on day 8 of listing. There are no warranties expressed or implied. All measurements are approximate. Sq. footage received from the tax rolls. All information recorded in the MLS is intended to be accurate but can not be guaranteed. Buyer should check HOA rules for rental restrictions.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,675
Sqft
0.26 ac
Lot size
3
Garage
2023
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,201 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,201/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.3%
$/sqft vs Daytona Beach actives
$264 vs $233
Days on market
9 vs 58 typical
Where $264/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Daytona Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach. See the full Daytona Beach guide →
DAYTONA BEACH 32124 — neighborhood snapshot
Population
9,592
Median age
51.8
Median income
$89,842
Median home value
$434,000
Avg household
2.18
Households w/ children
468
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $268K
Daytona Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
191 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 321 AQUAMARINE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$715,000
402 AQUAMARINE WAY · same community
4 bd · 3 ba · 2,560 sqft · $279/sqft · 233 DOM
Sold · Jan ’26$725,000
304 AQUAMARINE WAY · same community
4 bd · 3 ba · 2,526 sqft · $287/sqft · 162 DOM
Sold · Aug ’25$497,490
397 AQUAMARINE WAY · same community
4 bd · 3 ba · 2,229 sqft · $223/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 321 AQUAMARINE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 AQUAMARINE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
321 AQUAMARINE WAY FAQs
What would the monthly payment be for 321 AQUAMARINE WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,201/mo — principal and interest, the actual property-tax bill, the $129/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 321 AQUAMARINE WAY?+
The association fee works out to $129 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 321 AQUAMARINE WAY?+
The most recent tax bill on record (2025) was $10,130. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 321 AQUAMARINE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $704,900, this home is listed about 141% above the Daytona Beach median of $292,274. The market section on this page shows how the area is trending.
Which schools are assigned to 321 AQUAMARINE WAY?+
Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CALNAN REAL ESTATE · Colleen Calnan. MLS #V4950461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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