259 OCEAN PALM DRIVE, FLAGLER BEACH, FL, 32136
Active270 days on marketListed Oct 27, 2025MLS #V4945566
About this home
259 OCEAN PALM DRIVE
Welcome to coastal living at its finest in beautiful Flagler Beach! This stunning home sits in a peaceful golf and waterfront community, surrounded by palm-lined streets and the laid-back charm that makes this seaside town so special. Just blocks from the sparkling Atlantic Ocean, you’ll enjoy easy beach access for morning walks, fishing, or soaking in the sunrise. Inside, the home features a bright and open layout designed for both comfort and style. This wonderful ranch home was completely updated about 8yrs ago with 3 bedrooms, 2 baths and double sided fireplace. The spacious living area flows seamlessly into an updated kitchen with modern finishes and plenty of natural light. Generous bedrooms and tastefully remodeled baths offer a relaxed, inviting feel throughout. Step outside to a private backyard retreat. The neighborhood itself is known for its friendly atmosphere and scenic surroundings. Golfers will love being backed-up to the Ocean Palm Golf Course, while outdoor enthusiasts can explore miles of biking and nature trails along the Intracoastal Waterway. Just minutes away, the heart of Flagler Beach offers charming local restaurants, boutique shops, farmers markets, and live music along the pier. Combining the best of small-town charm with coastal sophistication, this home provides the ideal setting for those seeking a relaxed Florida lifestyle near the sand, surf, and everything Flagler Beach has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,114
Sqft
0.18 ac
Lot size
2
Garage
1980
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.8%
$/sqft vs Flagler Beach actives
$222 vs $315
Days on market
270 vs 68 typical
Where $222/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
59 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 259 OCEAN PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$360,000
227 OCEAN PALM DRIVE · same community
3 bd · 2 ba · 1,639 sqft · $220/sqft · 118 DOM
Sold · Dec ’25$600,000
254 OCEAN PALM DRIVE · same community
2 bd · 2 ba · 1,520 sqft · $395/sqft · 382 DOM
Sold · Jan ’26$662,500
5711 JOHN ANDERSON HIGHWAY
3 bd · 2.5 ba · 2,160 sqft · $307/sqft · 418 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 259 OCEAN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 259 OCEAN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
259 OCEAN PALM DRIVE FAQs
What would the monthly payment be for 259 OCEAN PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 259 OCEAN PALM DRIVE?+
The most recent tax bill on record (2024) was $5,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 259 OCEAN PALM DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $469,900, this home is listed about 19% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 259 OCEAN PALM DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
270 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $487,000, now $469,900 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ADVANTAGE · Eric Zimmerman. MLS #V4945566.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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