272 OCEAN PALM DRIVE, FLAGLER BEACH, FL, 32136
Active164 days on marketListed Feb 10, 2026MLS #NS1087330
About this home
272 OCEAN PALM DRIVE
Rare Flagler Beach waterfront opportunity! Enjoy 80 feet of deep-water Intracoastal frontage with a private 10,000-lb boat lift, sparkling pool, and beach access just a short stroll away. Fully remodeled in 2017 and sold turnkey furnished, this professionally decorated 3-bedroom, 3-bath home offers stunning water views, abundant natural light, plantation shutters, and a chef's kitchen with a massive granite island. A new roof and new A/C provide peace of mind. Looking for even more waterfront? An exclusive package opportunity is available to purchase the adjacent lot, creating an extraordinary 160 feet of premier Intracoastal frontage.
Facts & features
The home at a glance
3
Bedrooms
7.5
Bathrooms
1,946
Sqft
0.18 ac
Lot size
2
Garage
1975
Year built
One
Levels
$509
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,725 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,725/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 272 OCEAN PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 272 OCEAN PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
272 OCEAN PALM DRIVE FAQs
What would the monthly payment be for 272 OCEAN PALM DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 272 OCEAN PALM DRIVE?+
The most recent tax bill on record (2025) was $10,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $990,000, this home is listed about 70% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 272 OCEAN PALM DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$990,000 runs 120% above the FLAGLER BEACH 32136 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
164 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $995,000, now $990,000 — a $5K cut. The full history is in the market section below.
Listing courtesy of RE/MAX SIGNATURE · Cindy Adkins. MLS #NS1087330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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