David Ramirez
$1,199,000$1,549,0003 bd2.5 ba2,127 sqft$564 /sqft$8,971 /mo all-in ↓

777 3RD AVENUE N UNIT 908, ST PETERSBURG, FL, 33701

Active734 days on marketListed Aug 9, 2024MLS #U8252597

Reduced $350KPrivate poolCondominiumREFLECTION ST PETE

About this home

777 3RD AVENUE N UNIT 908

Welcome to Reflection St. Pete, where luxury living meets breathtaking views in the heart of downtown. This highly sought-after Amethyst model offers 2,127 square feet of refined living space on a premier corner residence, showcasing sweeping city views and a distant glimpse of the iconic Sunshine Skyway Bridge. Designed for both comfort and sophistication, this residence features a true three-bedroom layout, two and a half baths, soaring 10-foot ceilings, and dramatic floor-to-ceiling windows that flood the home with natural light. The expansive great room is perfect for entertaining or relaxing while enjoying panoramic views in every direction. The chef’s kitchen is a standout, complete with quartz countertops, a large island with a double waterfall edge, and high-end Bosch stainless steel appliances. The adjacent dining area offers a stunning vantage point overlooking Mirror Lake, downtown St. Petersburg, and Sunshine Skyway in the distance, while an additional kitchen window enhances western sunset views. The primary suite is a private retreat featuring a spa-inspired European wet room, and a spacious walk-in closet. The second and third bedrooms are equally impressive, offering generous closet space and floor-to-ceiling glass windows. Residents of Reflection enjoy an elevated lifestyle with concierge service, including golf cart transportation to nearby restaurants and entertainment. The 12,000-square-foot rooftop amenity deck features a state-of-the-art fitness center, social club, heated saltwater pool, hot tub, sauna, outdoor kitchen, and wet bar—all set against stunning panoramic views of Tampa Bay and the Pier. This boutique 88-residence building blends modern design with thoughtful wellness features, including advanced air filtration systems, MERV-13 filters, water softening, touchless entry, and antimicrobial copper elevator buttons. Located in the charming Mirror Lake district, you’re just moments from award-winning restaurants, boutique shopping, museums, the Pier, and Tropicana Field—yet tucked away in a peaceful setting off Central Avenue. Additional highlights include two assigned parking spaces and the option to purchase fully furnished turnkey. This residence has never been lived in. Live the lifestyle you deserve—because you only live once. A 5-Year Choice Ultimate Home Warranty is offered to the buyer. This unit is also available as a long-term rental.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,127

Sqft

0.62 ac

Lot size

2

Garage

2024

Year built

One

Levels

$564

Per sqft

Private poolNegotiable

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Washer · Water Softener
InteriorKitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ParkingAssigned · Covered · Electric Vehicle Charging Station(s) · Portico
ExteriorBalcony · Dog Run · Lighting · Private Mailbox · Storage

Community & fees

HOA fee$1,892/mo
Taxes (2024)$0/yr
PetsBreed Restrictions, Number Limit
CommunityDeed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$8,971 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,470
PMI (est., until 20% equity)$450
Property tax — 2024 actual bill$0
Condo fee — from the listing$1,892
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,900
Interest rate6.00%
Loan term

Estimated payment

$10,070/mo

Principal & interest$6,470
PMI (est., until 20% equity)$450
Est. property taxes$1,099
HOA / condo fee$1,892
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$1.2MedgeAI estimate $1,687,566 · range $1.3M$1.9M$2.0M

vs edgeAI estimate

−29%

$/sqft vs REFLECTION ST PETE

$564 vs $731

Days on market

734 vs 57 typical

Where $564/sqft sits among the 6 homes for sale in REFLECTION ST PETE

1 · this home
1
1
1
0
2
$564–615$615–666$666–717$717–768$768–819$819+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 777 3RD AVENUE N UNIT 908 inside its neighborhood boundary

Drive times from this address

Downtown Tampa27 min
Tampa Int’l Airport (TPA)27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

2 of 6

REFLECTION ST PETE have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,199,000 $350K
Aug 9, 2024Listed at $1,549,000 · 734 days on market since
2024Built · REFLECTION ST PETE

Reality check

What actually sold near 777 3RD AVENUE N UNIT 908

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

777 3RD AVENUE N UNIT 1203Sold · Jul ’26

$1,300,000

777 3RD AVENUE N UNIT 1203 · same community

2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM

777 3RD AVENUE N UNIT 1205Sold · Apr ’26

$1,605,000

777 3RD AVENUE N UNIT 1205 · same community

2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM

777 3RD AVENUE N UNIT 804Sold · Apr ’26

$1,100,000

777 3RD AVENUE N UNIT 804 · same community

2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 908 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 908 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

777 3RD AVENUE N UNIT 908 FAQs

What would the monthly payment be for 777 3RD AVENUE N UNIT 908?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,971/mo — principal and interest, estimated property taxes, the $1,892/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 777 3RD AVENUE N UNIT 908?+

The association fee works out to $1,892 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 777 3RD AVENUE N UNIT 908?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 777 3RD AVENUE N UNIT 908?+

The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $1,199,000, this home is listed about 179% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 777 3RD AVENUE N UNIT 908?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,199,000 runs 55% above the ST PETERSBURG 33701 median — but at 2,127 sqft it's also 58% larger than the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $1,892/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

734 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $1,549,000, now $1,199,000 — a $350K cut. The full history is in the market section below.

Listing courtesy of BAIRD REALTY GROUP · Eric Baird. MLS #U8252597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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