777 3RD AVENUE N UNIT 1202, ST PETERSBURG, FL, 33701
Active160 days on marketListed Mar 6, 2026MLS #TB8481990
About this home
777 3RD AVENUE N UNIT 1202
ATTENTION ~ SELLER WILL PAY ONE FULL YEAR OF HOA DUES AT CLOSING!! Experience Luxury in Downtown St. Petersburg, FL living in this 2 bedroom, 2.5 bath condo with a dedicated office/den, offering 1,931 square feet of modern, well-designed space! The ONLY listing with this desirable floor plan being sold since completion!! Featuring over $50K in builder and owner upgrades!! Tile throughout (No Carpet!) Designer light fixtures, ceiling fans, custom remote control window shades, custom built organizational closet systems and more! Located in a contemporary condominium tower with just 88 residences, this home delivers exceptional views, thoughtful finishes and a prime St. Petersburg location. The open floor plan is filled with natural light from floor-to-ceiling windows equipped with remote control shades, showcasing sweeping views of Mirror Lake, Downtown St. Petersburg, Tampa Bay and the Sunshine Skyway Bridge. The modern kitchen features a walk-in pantry, stainless steel appliances, a built in oven and microwave, a frameless French door refrigerator, custom cabinetry and stylish tile finishes, all opening seamlessly to the living and dining areas. The spacious primary suite includes a large walk in closet with custom built-in, closet organizational system (featured in bedroom #2 as well!) and a beautifully appointed bathroom with dual vanities and an expansive walk in shower with double shower heads. A second bedroom and a separate office/den offer flexible living space. Step outside to the private terrace style balcony and enjoy city and water views from your own outdoor retreat. Residents enjoy access to a 12,000 sq. ft. rooftop amenity deck with a pool, spa and sauna, along with a fitness center, social room with outdoor kitchen and beverage bar, concierge service, controlled-access parking, private storage, and more. Ideally located on Mirror Lake, this home is just steps from downtown St. Petersburg’s shops, dining, parks, and cultural attractions, with a convenient golf cart shuttle for easy access around the city. A rare opportunity to own a spacious, view filled condo in one of St. Petersburg’s most desirable downtown locations!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,931
Sqft
0 ac
Lot size
2
Garage
2024
Year built
One
Levels
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,753 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,753/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs REFLECTION ST PETE
$583 vs $731
Days on market
160 vs 57 typical
Where $583/sqft sits among the 6 homes for sale in REFLECTION ST PETE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
1 of 6
REFLECTION ST PETE have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 777 3RD AVENUE N UNIT 1202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,300,000
777 3RD AVENUE N UNIT 1203 · same community
2 bd · 2 ba · 2,048 sqft · $635/sqft · 268 DOM
Sold · Apr ’26$1,100,000
777 3RD AVENUE N UNIT 804 · same community
2 bd · 2 ba · 1,753 sqft · $627/sqft · 0 DOM
Sold · Apr ’26$1,605,000
777 3RD AVENUE N UNIT 1205 · same community
2 bd · 2 ba · 2,297 sqft · $699/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 777 3RD AVENUE N UNIT 1202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 777 3RD AVENUE N UNIT 1202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
777 3RD AVENUE N UNIT 1202 FAQs
What would the monthly payment be for 777 3RD AVENUE N UNIT 1202?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,753/mo — principal and interest, the actual property-tax bill, the $1,711/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 777 3RD AVENUE N UNIT 1202?+
The association fee works out to $1,711 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 777 3RD AVENUE N UNIT 1202?+
The most recent tax bill on record (2025) was $16,678. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 777 3RD AVENUE N UNIT 1202?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,125,000, this home is listed about 162% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 777 3RD AVENUE N UNIT 1202?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,125,000 runs 46% above the ST PETERSBURG 33701 median — but at 1,931 sqft it's also 44% larger than the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,711/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
160 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $1,325,000, now $1,125,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Christina Devine. MLS #TB8481990.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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