5980 TERRACE PARK DRIVE N UNIT 108, ST PETERSBURG, FL, 33709
Active3 days on marketListed Aug 14, 2026MLS #TB8538541
About this home
5980 TERRACE PARK DRIVE N UNIT 108
Welcome to easy, maintenance-free living in Shoreview East at Five Towns! This beautifully maintained 1-bedroom, 1-bath first-floor condo offers peaceful pond views, a covered carport, and a bright, open layout designed for comfortable everyday living. The updated kitchen features granite countertops, a breakfast bar, and a washer/dryer combo conveniently tucked into the cabinetry—a rare and desirable feature in the community. The spacious great room opens to a screened patio overlooking the pond, creating a wonderful spot to enjoy your morning coffee or unwind at the end of the day. The bedroom offers generous closet space, while the updated bath, newer windows, newer HVAC, and updated electrical panel add to the home's appeal. Located in the vibrant 55+ Five Towns community, residents enjoy multiple pools, clubhouses, fitness facilities, pickleball, bocce ball, shuffleboard, social activities, and more. Conveniently located near shopping, dining, medical facilities, Bay Pines VA, I-275, and the Gulf beaches, this is a great opportunity to enjoy the Florida lifestyle in a welcoming community. Come see all this charming condo has to offer!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
840
Sqft
1.84 ac
Lot size
1978
Year built
One
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,814 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,814/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.7%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$121 vs $167
Days on market
3 vs 57 typical
Where $121/sqft sits among the 28 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
19 of 28
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5980 TERRACE PARK DRIVE N UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$53,000
5705 80TH STREET N UNIT 207 · same community
1 bd · 1 ba · 840 sqft · $63/sqft · 55 DOM
Sold · Jan ’26$112,000
5980 80TH STREET N UNIT 408 · same community
1 bd · 1 ba · 840 sqft · $133/sqft · 175 DOM
Sold · Jun ’26$83,000
5967 TERRACE PARK DRIVE N UNIT 103 · same community
2 bd · 2 ba · 830 sqft · $100/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5980 TERRACE PARK DRIVE N UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5980 TERRACE PARK DRIVE N UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5980 TERRACE PARK DRIVE N UNIT 108 FAQs
What would the monthly payment be for 5980 TERRACE PARK DRIVE N UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,814/mo — principal and interest, the actual property-tax bill, the $788/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5980 TERRACE PARK DRIVE N UNIT 108?+
The association fee works out to $788 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5980 TERRACE PARK DRIVE N UNIT 108?+
The most recent tax bill on record (2025) was $2,641. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5980 TERRACE PARK DRIVE N UNIT 108?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $102,000, this home is listed about 77% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5980 TERRACE PARK DRIVE N UNIT 108?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33709 market on paper
$102,000 is 33% below the ST PETERSBURG 33709 median of $151,498, and at $121/sqft it sits under the St Petersburg average of $380.
02Know the monthly fee
The association fee is $788/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 3 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8538541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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