5975 TERRACE PARK DRIVE N UNIT 204, ST PETERSBURG, FL, 33709
Active88 days on marketListed May 22, 2026MLS #TB8510300
Come see it
Upcoming open house
Sun, Aug 23
12:00 PM – 2:00 PM
About this home
5975 TERRACE PARK DRIVE N UNIT 204
Seller will credit buyer with 3 months of condo fees at closing! This charming 2-bedroom, 2-bathroom condo features a peaceful screened-in porch, updated bathrooms, low maintenance flooring, and covered parking. Step inside to a bright, functional layout with 2 split bedrooms and updated bathrooms that give the home a fresh, move-in-ready feel. The open living and dining area flows naturally through your kitchen to the private screened porch, the perfect spot to enjoy your morning coffee or unwind in the evening breeze. This condo is offered fully furnished for added convenience. The Fairview building amenities include assigned parking, elevator, laundry facility, and shared storage space. Your monthly condo fee covers natural gas (no electric stoves here!), cable/internet, sewer, trash, and water (including HOT water from the building's boiler). All utilities included except for electric! Five Towns is a vibrant 55+ community in northwest St. Petersburg offering everything you could want for daily life and social engagement. The community includes 6 pools, a communal grilling area, tennis courts, pickleball, bocce courts, and a clubhouse featuring billiards, a card room, event space, a private library, and more! Located 20 minutes from downtown St. Pete, 20 minutes from St. Pete-Clearwater airport, 30 minutes from Tampa International, 10-15 minutes from Madeira Beach or Treasure Island, and mere minutes away from plenty of shopping. This location offers affordability without compromising on convenience. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
915
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$126
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.6%
$/sqft vs TERRACE PARK OF FIVE TOWNS
$126 vs $167
Days on market
88 vs 58 typical
Where $126/sqft sits among the 27 homes for sale in TERRACE PARK OF FIVE TOWNS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33709 — neighborhood snapshot
Population
25,371
Median age
53.3
Median income
$52,621
Median home value
$190,300
Avg household
2.2
Households w/ children
1,922
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 27
TERRACE PARK OF FIVE TOWNS have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5975 TERRACE PARK DRIVE N UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$115,000
5975 TERRACE PARK DRIVE N UNIT 105 · same community
2 bd · 2 ba · 915 sqft · $126/sqft · 37 DOM
Sold · Oct ’25$53,000
5705 80TH STREET N UNIT 207 · same community
1 bd · 1 ba · 840 sqft · $63/sqft · 55 DOM
Sold · Jan ’26$112,000
5980 80TH STREET N UNIT 408 · same community
1 bd · 1 ba · 840 sqft · $133/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5975 TERRACE PARK DRIVE N UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5975 TERRACE PARK DRIVE N UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5975 TERRACE PARK DRIVE N UNIT 204 FAQs
What would the monthly payment be for 5975 TERRACE PARK DRIVE N UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5975 TERRACE PARK DRIVE N UNIT 204?+
The most recent tax bill on record (2025) was $1,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5975 TERRACE PARK DRIVE N UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $114,900, this home is listed about 74% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5975 TERRACE PARK DRIVE N UNIT 204?+
Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33709 market on paper
$114,900 is 24% below the ST PETERSBURG 33709 median of $151,498, and at $126/sqft it sits under the St Petersburg average of $380.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $117,000, now $114,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREFERRED · Joe Filicko. MLS #TB8510300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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