David Ramirez
$117,0002 bd2 ba830 sqft$141 /sqft$913 /mo all-in ↓

5967 TERRACE PARK DRIVE N UNIT 206, ST PETERSBURG, FL, 33709

Active70 days on marketListed Jun 10, 2026MLS #TB8517330

Priced 22% below the ST PETERSBURG 33709 medianCondominiumTERRACE PARK OF FIVE TOWNS

About this home

5967 TERRACE PARK DRIVE N UNIT 206

Welcome to Bedford Building Unit 206, where coastal charm, comfort, and carefree Florida living come together in one exceptional home. Nestled within the highly sought-after Terrace Park at Five Towns, one of St. Petersburg's premier 55+ communities, this beautifully maintained 2-bedroom, 2-bath condominium offers the perfect blend of style, convenience, and peace of mind. From the moment you enter, you'll be greeted by a bright, airy atmosphere filled with natural light, soothing coastal-inspired tones, and tasteful updates throughout. Situated on the second floor (no elevator), this move-in-ready residence features a spacious and functional layout designed for relaxed everyday living and effortless entertaining. Enjoy your morning coffee or unwind at sunset from the screened balcony, where gentle Florida breezes set the tone for true Gulf Coast living. Assigned open parking space #22 adds everyday convenience. The pride of ownership shines like a diamond throughout this home. Lovingly maintained and thoughtfully improved over the years, the current owner has invested extensively in both comfort and quality. Updates include primary bathroom enhancements; replacement of window blinds and microwave; lanai waterproofing; new disposal; luxury vinyl flooring throughout; upgraded windows; a sliding glass door; and a front entry door; updated kitchen appliances; and fresh interior paint. Major systems have also been carefully maintained for peace of mind. The HVAC system has been consistently serviced, with key components updated prior to a full system replacement in 2023 (interior and exterior units). Additional improvements include replacement of the electrical panel in 2024 and a new building roof installed in 2025. Beyond the home itself, Terrace Park at Five Towns offers a vibrant, resort-style lifestyle. Residents enjoy access to six swimming pools, two clubhouses, fitness centers, tennis courts, walking paths, social clubs, planned activities, and beautifully landscaped grounds—creating an active yet relaxed community atmosphere. Perfectly positioned just minutes from award-winning Gulf beaches, waterfront parks, shopping, dining, medical facilities, and the energy of downtown St. Petersburg, this location offers the very best of Florida living. Adding exceptional value, the monthly condominium fee includes natural gas for cooking and water heating, sewer, trash service, internet, cable television, and assigned parking—making ownership simple, convenient, and cost-effective. Whether you're seeking a full-time residence or a perfect winter retreat for seasonal “snowbird” living, this home delivers the ideal Florida escape—warm, welcoming, and effortlessly low-maintenance. Opportunities like this are rare. With extensive upgrades already completed, major systems updated, and a true coastal feel throughout, Bedford Building Unit 206 is fully move-in ready. Simply arrive, relax, and start enjoying the Florida lifestyle at its best. Schedule your private showing today before this gem is gone!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

830

Sqft

0 ac

Lot size

1977

Year built

Two

Levels

$141

Per sqft

Negotiable55+ community

Inside

FlooringLuxury Vinyl
AppliancesDisposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat
LaundryCommon Area · Outside
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofBuilt-Up · Membrane
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Sidewalk

Community & fees

Taxes (2025)$151/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$913 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$689
FHA mortgage insurance (est.)$52
Property tax — 2025 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,095Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,095
Interest rate6.00%
Loan term

Estimated payment

$913/mo

Principal & interest$689
FHA mortgage insurance (est.)$52
Property taxes (actual bill)$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $117K
$111KedgeAI estimate $125,281 · range $116K$135K$141K

vs edgeAI estimate

−6.6%

$/sqft vs TERRACE PARK OF FIVE TOWNS

$141 vs $167

Days on market

70 vs 58 typical

Where $141/sqft sits among the 27 homes for sale in TERRACE PARK OF FIVE TOWNS

4
1
4 · this home
4
7
7
$86–105$105–124$124–143$143–162$162–181$181+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5967 TERRACE PARK DRIVE N UNIT 206

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

19 of 27

TERRACE PARK OF FIVE TOWNS have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $117,000 · 70 days on market since
1977Built · TERRACE PARK OF FIVE TOWNS

Reality check

What actually sold near 5967 TERRACE PARK DRIVE N UNIT 206

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5967 TERRACE PARK DRIVE N UNIT 103Sold · Jun ’26

$83,000

5967 TERRACE PARK DRIVE N UNIT 103 · same community

2 bd · 2 ba · 830 sqft · $100/sqft · 6 DOM

5705 80TH STREET N UNIT 207Sold · Oct ’25

$53,000

5705 80TH STREET N UNIT 207 · same community

1 bd · 1 ba · 840 sqft · $63/sqft · 55 DOM

5980 80TH STREET N UNIT 408Sold · Jan ’26

$112,000

5980 80TH STREET N UNIT 408 · same community

1 bd · 1 ba · 840 sqft · $133/sqft · 175 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5967 TERRACE PARK DRIVE N UNIT 206 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5967 TERRACE PARK DRIVE N UNIT 206 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5967 TERRACE PARK DRIVE N UNIT 206 FAQs

What would the monthly payment be for 5967 TERRACE PARK DRIVE N UNIT 206?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $913/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5967 TERRACE PARK DRIVE N UNIT 206?+

The most recent tax bill on record (2025) was $151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5967 TERRACE PARK DRIVE N UNIT 206?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $117,000, this home is listed about 73% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5967 TERRACE PARK DRIVE N UNIT 206?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 RE CHAMPIONS · Melissa Vivenzio, PA. MLS #TB8517330.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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