David Ramirez
$147,0001 bd1 ba800 sqft$184 /sqft$1,584 /mo all-in ↓

4851 W GANDY BOULEVARD UNIT B10L30, TAMPA, FL, 33611

Active1 days on marketListed Aug 6, 2026MLS #TB8536641

Priced 65% below the TAMPA 33611 medianMobile HomeREGENCY COVE A COOPERATIVE

About this home

4851 W GANDY BOULEVARD UNIT B10L30

Welcome to the Florida lifestyle located in Regency Cove, a gated 55+ waterfront cooperative community along the shores of Tampa Bay. This charming home offers a comfortable layout with plenty of room to relax and entertain. The interior was remodeled approximately two years ago, and the appliances are less than two years old, making this home move-in ready and easy to enjoy. The bedroom features a generously sized walk-in closet with enough space to accommodate a desk or small home-office setup. A covered carport provides convenient parking, while the home’s South Tampa location offers easy access to shopping, dining, Downtown Tampa, St. Petersburg and area beaches. Regency Cove truly sets this property apart, offering an impressive collection of resort-style amenities. Residents can enjoy a beautiful swimming pool and spa, clubhouse, fitness center, billiards, shuffleboard and bocce ball courts, outdoor grilling and picnic areas, covered pavilions, fire pit, fishing docks and cleaning stations, kayak/paddleboard launch, and waterfront walking paths perfect for taking in Tampa Bay sunsets. The community also offers an active social atmosphere with organized activities and gatherings throughout the year. Boat slips and RV/boat-trailer storage may be available subject to community availability and applicable waitlists, giving boating and outdoor enthusiasts even more ways to enjoy waterfront living. Whether you’re looking for a full-time residence or an easy Florida retreat, this home offers an opportunity to enjoy low-maintenance, amenity-filled waterfront living in the heart of South Tampa. Schedule your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

800

Sqft

0.03 ac

Lot size

1967

Year built

One

Levels

$184

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesElectric Water Heater · Refrigerator
InteriorOpen Floorplan · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationCrawlspace
FacesEast
ExteriorTennis Court(s)

Community & fees

HOA fee$387/mo
Taxes (2025)$1,285/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Private Boat Ramp · Water Access · Waterfront · Fitness Center · Park · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,584 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$865
FHA mortgage insurance (est.)$65
Property tax — 2025 actual bill$107
HOA fee — from the listing$387
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,145Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,145
Interest rate6.00%
Loan term

Estimated payment

$1,584/mo

Principal & interest$865
FHA mortgage insurance (est.)$65
Property taxes (actual bill)$107
HOA / condo fee$387
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tampa actives

$184 vs $301

Days on market

1 vs 40 typical

Where $184/sqft sits among the 400 Tampa actives

190 · this home
120
31
19
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayside West

Map of 4851 W GANDY BOULEVARD UNIT B10L30 inside its neighborhood boundary

Drive times from this address

Downtown Tampa10 min
Tampa Int’l Airport (TPA)20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Bayside West — neighborhood snapshot

Population

5,304

Median age

43

Median income

$65,981

Median home value

$354,498

Avg household

1

Households w/ children

409

For the school run

Hillsborough County School District

MiddleMadison Middle School★★★★
ElementaryAnderson Elementary School★★★★★
HighRobinson High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$435K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

199 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the TAMPA 33611 median. See the full Tampa market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $147,000 · 1 days on market since
1967Built · REGENCY COVE A COOPERATIVE

Reality check

What actually sold near 4851 W GANDY BOULEVARD UNIT B10L30

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4851 W GANDY BOULEVARD UNIT B4L30Sold · Oct ’25

$55,000

4851 W GANDY BOULEVARD UNIT B4L30 · same community

2 bd · 2 ba · 740 sqft · $74/sqft · 32 DOM

4851 W GANDY BOULEVARD UNIT B3 L8Sold · Aug ’25

$139,900

4851 W GANDY BOULEVARD UNIT B3 L8 · same community

2 bd · 2 ba · 880 sqft · $159/sqft · 124 DOM

4851 W GANDY BOULEVARD UNIT B7L36Sold · Oct ’25

$105,000

4851 W GANDY BOULEVARD UNIT B7L36 · same community

2 bd · 1 ba · 710 sqft · $148/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4851 W GANDY BOULEVARD UNIT B10L30 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4851 W GANDY BOULEVARD UNIT B10L30 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4851 W GANDY BOULEVARD UNIT B10L30 FAQs

What would the monthly payment be for 4851 W GANDY BOULEVARD UNIT B10L30?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,584/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4851 W GANDY BOULEVARD UNIT B10L30?+

The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4851 W GANDY BOULEVARD UNIT B10L30?+

The most recent tax bill on record (2025) was $1,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4851 W GANDY BOULEVARD UNIT B10L30?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $147,000, this home is listed about 67% below the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4851 W GANDY BOULEVARD UNIT B10L30?+

Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33611 market on paper

$147,000 is 65% below the TAMPA 33611 median of $424,900, and at $184/sqft it sits under the Tampa average of $345.

02Fresh on the market

Only 1 day on market in a Tampa market that averages 40 — if it fits, move quickly.

03Strong assigned schools

Madison Middle School, Anderson Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Lisbet Alvarez. MLS #TB8536641.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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