4851 W GANDY BOULEVARD UNIT B4L12, TAMPA, FL, 33611
Active46 days on marketListed Jun 22, 2026MLS #TB8520303
About this home
4851 W GANDY BOULEVARD UNIT B4L12
Ready for Florida Living? Welcome to this charming home in a beautiful 55+ waterfront community filled with amenities, including a gated entrance, clubhouse, swimming pool, shuffleboard, fitness room, spacious common gathering areas and many community events. This desirable, well maintained, South Tampa community named Regency Cove is next to the Gandy Bridge and the Crosstown Expressway. The sunsets over Tampa Bay on "the Point" are stunning! Lots of wildlife with routine dolphin sightings! Lovely, lovely, lovely—it truly bears repeating. Walking distance to shopping and restaurants. This new listing is ready to move in and offers wood flooring in the living area and carpeting in the bedroom and attached bonus room. Water, sewer and trash included in the HOA fee. This one is full of Florida charm and ready to welcome you home!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
0 ac
Lot size
1965
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,130 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,130/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$144 vs $301
Days on market
46 vs 40 typical
Where $144/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayside West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bayside West — neighborhood snapshot
Population
5,304
Median age
43
Median income
$65,981
Median home value
$354,498
Avg household
1
Households w/ children
409
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4851 W GANDY BOULEVARD UNIT B4L12
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$102,000
4851 W GANDY BOULEVARD UNIT B1L8 · same community
1 bd · 1 ba · 598 sqft · $171/sqft · 94 DOM
Sold · Feb ’26$50,000
4851 W GANDY BOULEVARD UNIT B4L7 · same community
1 bd · 1.5 ba · 600 sqft · $83/sqft · 83 DOM
Sold · Jun ’26$129,000
4851 W GANDY BOULEVARD UNIT B7L20 · same community
1 bd · 1 ba · 648 sqft · $199/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4851 W GANDY BOULEVARD UNIT B4L12 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4851 W GANDY BOULEVARD UNIT B4L12 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4851 W GANDY BOULEVARD UNIT B4L12 FAQs
What would the monthly payment be for 4851 W GANDY BOULEVARD UNIT B4L12?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,130/mo — principal and interest, the actual property-tax bill, the $369/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4851 W GANDY BOULEVARD UNIT B4L12?+
The association fee works out to $369 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4851 W GANDY BOULEVARD UNIT B4L12?+
The most recent tax bill on record (2025) was $1,217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4851 W GANDY BOULEVARD UNIT B4L12?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $79,000, this home is listed about 82% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4851 W GANDY BOULEVARD UNIT B4L12?+
Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEST COAST MANAGEMENT & RLTY · Denise Helbig. MLS #TB8520303.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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