4851 W GANDY BOULEVARD UNIT B4 L32, TAMPA, FL, 33611
Active946 days on marketListed Jan 5, 2024MLS #T3495089
About this home
4851 W GANDY BOULEVARD UNIT B4 L32
(Price Improvement). Resident owned - No Lot rental fee – Discover this hidden gem 55+ Waterfront Gated Community in the sought-after location of South Tampa right on Tampa Bay at the most affordable price in the current market. Fun-filled and friendship-filled living, come and visit this affordable home within steps of the water in the sunshine state of Florida and STUNNING GORGEOUS Sunsets at the point. Look no further; here is a well-maintained property, one bedroom that can be restored to a 2 bedroom, with a step-in shower. This home has a large carport. New HVAC unit. The owner has replaced all the windows with double panes with interior shutters. Newer metal roof from 2011. Plumbing and electrical updated. Move-in ready! The house has laminated flooring in all areas (no carpets here), the sub-floor was done, and a nice-sized kitchen with all-white appliances, including a range, refrigerator, and microwave. The layout is ideal and convenient, with many storage cabinets all around. So much natural light flows into the home. Large Convenient shed for extra storage. Laundry room with stacked washer/dryer! and extra space for storage. This mobile home feels like a single-family home—a good-sized lot adorned by mature trees and a carport with space for two cars. Water, sewer, and trash are INCLUDED in the low monthly maintenance fee of $369. Regency Cove is a hidden Gem in South Tampa! Amenities include a heated pool, hot tub, recreation room, fitness room, clubhouse, billiards, covered and uncovered shuffleboard, fishing pier, waterfront picnic pavilions, community fire pit with several options for barbecuing, bay front walkways for strolling with spectacular open bay views & boat access. Boat slips are available for rent (upon availability), as well as RV/trailer/boat storage. There are plenty of activities to keep you busy or watch the serene sunset over the water in a beautifully well-maintained neighborhood. Great location with easy access to Downtown Tampa, St. Pete, Clearwater, world-renowned Beaches like Clearwater & St. Pete Beaches, airports, shopping, supermarkets/pharmacies, Hyde Park, Bayshore, Westshore, International Mall, and restaurants. If you have health concerns, you are less than 15 minutes from Tampa’s only trauma 1 hospital, Tampa General Hospital. Also, parks and MacDill Air Force Base. Ideal property for those who want to flee the cold and snow to ENJOY THE FLORIDA SUNSHINE. Do not miss your chance to own a PIECE OF PARADISE! Call today for a private showing and discover this HIDDEN GEM in South Tampa on the Bay. (No Lot rental fee, resident-owned community). HABLO ESPAÑOL! (The official records shows 2 bedrooms, on-situs is 1 bedroom, but could be made back to 2 bedrooms, see plans attached - Carport roof was removed).
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
740
Sqft
0.2 ac
Lot size
1959
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,248 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,248/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$134 vs $301
Days on market
946 vs 42 typical
Where $134/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayside West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bayside West — neighborhood snapshot
Population
5,304
Median age
43
Median income
$65,981
Median home value
$354,498
Avg household
1
Households w/ children
409
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
205 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the TAMPA 33611 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4851 W GANDY BOULEVARD UNIT B4 L32
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$55,000
4851 W GANDY BOULEVARD UNIT B4L30 · same community
2 bd · 2 ba · 740 sqft · $74/sqft · 32 DOM
Sold · Oct ’25$105,000
4851 W GANDY BOULEVARD UNIT B7L36 · same community
2 bd · 1 ba · 710 sqft · $148/sqft · 90 DOM
Sold · Apr ’26$87,500
4851 W GANDY BOULEVARD UNIT B2L38 · same community
1 bd · 1 ba · 700 sqft · $125/sqft · 151 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4851 W GANDY BOULEVARD UNIT B4 L32 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4851 W GANDY BOULEVARD UNIT B4 L32 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4851 W GANDY BOULEVARD UNIT B4 L32 FAQs
What would the monthly payment be for 4851 W GANDY BOULEVARD UNIT B4 L32?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,248/mo — principal and interest, the actual property-tax bill, the $369/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4851 W GANDY BOULEVARD UNIT B4 L32?+
The association fee works out to $369 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4851 W GANDY BOULEVARD UNIT B4 L32?+
The most recent tax bill on record (2023) was $1,113. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4851 W GANDY BOULEVARD UNIT B4 L32?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $99,000, this home is listed about 78% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4851 W GANDY BOULEVARD UNIT B4 L32?+
Madison Middle School (middle), Anderson Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33611 market on paper
$99,000 is 76% below the TAMPA 33611 median of $410,000, and at $134/sqft it sits under the Tampa average of $346.
02Time on market is leverage
946 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Madison Middle School, Anderson Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Robinson High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $139,900, now $99,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Amar Persaud Randeo, PLL. MLS #T3495089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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