David Ramirez
$458,0002 bd2 ba2,158 sqft$212 /sqft$3,883 /mo all-in ↓

1601 GULF ROAD, TARPON SPRINGS, FL, 34689

Active5 days on marketListed Jul 31, 2026MLS #TB8534888

Private poolSingle Family ResidenceGULF VIEW PARK ADD

About this home

1601 GULF ROAD

Virtually Staged. Welcome to this beautifully updated one-story pool home at 1601 Gulf Road in Tarpon Springs, Florida 34689. Offering 2,158 square feet of living space with 2 bedrooms and 2 fully updated bathrooms, this inviting residence features an attached two-car garage and is ideally situated on a spacious 0.35-acre corner lot. The heart of the home is a stylish kitchen with granite counters and stainless-steel appliances, while the family room invites cozy gatherings around a wood-burning fireplace. Step outside to your private oasis featuring a screen-enclosed in-ground pool and spa, complemented by a fenced rear yard—perfect for relaxation and entertaining. With no flood zone designation and no HOA fees, this property delivers low-maintenance Florida living at its finest. Enjoy the ultimate coastal lifestyle with Sunset Beach just a short walk away and Howard Park Beach only minutes from your door. Explore the charming Tarpon Springs Sponge Docks for authentic Greek cuisine, waterfront dining, and unique shopping, or visit nearby Fred Howard Park for additional beach access and recreation. Within 20 miles, discover world-class destinations including Clearwater Beach, the historic downtown of Dunedin, Honeymoon Island State Park, Caladesi Island, Anclote Key Preserve State Park, and scenic stretches of the Pinellas Trail—offering endless opportunities for boating, kayaking, hiking, and sun-soaked adventures along the Gulf Coast. 2014 Roof, 2024 AC and tankless water heater.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,158

Sqft

0.35 ac

Lot size

2

Garage

1982

Year built

One

Levels

$212

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$9,891/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,883 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,696
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$824
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,030Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,030
Interest rate6.00%
Loan term

Estimated payment

$3,883/mo

Principal & interest$2,696
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$824
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Tarpon Springs actives

$212 vs $244

Days on market

5 vs 46 typical

Where $212/sqft sits among the 268 Tarpon Springs actives

71
74 · this home
63
23
12
25
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 1601 GULF ROAD

Drive times from this address

Tampa Int’l Airport (TPA)45 min
Downtown Tampa49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

146 of 268

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 31, 2026Listed at $458,000 · 5 days on market since
1982Built · GULF VIEW PARK ADD

Reality check

What actually sold near 1601 GULF ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1833 HILLCREST STREETSold · Oct ’25

$410,000

1833 HILLCREST STREET

3 bd · 2.5 ba · 2,175 sqft · $189/sqft · 43 DOM

1151 LANCER LANESold · Aug ’25

$510,000

1151 LANCER LANE

3 bd · 2 ba · 2,130 sqft · $239/sqft · 46 DOM

1714 PALOMINO DRIVESold · Jan ’26

$410,000

1714 PALOMINO DRIVE

3 bd · 2 ba · 2,206 sqft · $186/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1601 GULF ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1601 GULF ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

1601 GULF ROAD FAQs

What would the monthly payment be for 1601 GULF ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1601 GULF ROAD?+

The most recent tax bill on record (2025) was $9,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1601 GULF ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $458,000, this home is listed about 7% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1601 GULF ROAD?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$458,000 runs 51% above the TARPON SPRINGS 34689 median — but at 2,158 sqft it's also 18% larger than the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Tarpon Springs market that averages 46 — if it fits, move quickly.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TAMPA BAY PREMIER REALTY · Don Suda. MLS #TB8534888.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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