David Ramirez
$475,0002 bd2 ba1,330 sqft$357 /sqft$3,564 /mo all-in ↓

302 MARINER DRIVE UNIT 302, TARPON SPRINGS, FL, 34689

Active104 days on marketListed Apr 24, 2026MLS #TB8501199

CondominiumMARINER VILLAGE NORTHWEST CONDO

About this home

302 MARINER DRIVE UNIT 302

Welcome to coastal living at its finest — a rare first-floor corner unit perched right on the Gulf, where breathtaking sunsets come standard with your morning coffee and evening glass of wine. This beautifully updated two-bedroom, two-bathroom condo spans 1,330 square feet and radiates pride of ownership from every angle. The wrap-around private patio is the true showstopper, offering panoramic Gulf views and two convenient storage closets for all your outdoor essentials. Sliding glass doors from the living room invite the outside in, flooding the space with natural light and gorgeous water views. Inside, the kitchen impresses with wood cabinets, granite counters, stainless steel appliances, a spacious pantry, and a breakfast bar that flows into the formal dining area. New luxury vinyl flooring ties everything together seamlessly. The split bedroom plan provides privacy, with a generous primary bedroom featuring an updated ensuite bathroom and walk-in closet. The second bedroom is equally impressive, boasting a sitting area overlooking the Gulf and access to a freshly updated guest bathroom. Mariner Village is at the waters edge of a 12 acre gated community offering resort style living, beautifully maintained grounds and various amenities such as a community heated pool, a clubhouse with full kitchen /multi purpose room, fitness center, library, ping pong table, dressing rooms off the pool area, plus sauna, tennis and pickleball courts, a kayak launch, along with racks, and community BBQ grills. You can even walk to the marina and fish right off of the pier! Think of it as an opportunity to expand your new circle of friends! Parking is never an issue as there is plenty of open parking available to both residents and guests alike. Talk about a prime location? You are just a short drive away from local beaches such as Sunset Beach and Fred Howard Park, the Pinellas Trail - stretching nearly 40 miles long, Innisbrook Resort - home to the PGA TOUR VALSPAR championship and fine dining, and historic downtown Tarpon Springs - known for its shopping and dining options, and of course, the world famous Sponge Docks! There are 2 international airports both within a 45 minute drive of Mariner Village. Life at Mariner Village means resort-style living within a gated twelve-acre waterfront community. Enjoy a heated pool, fitness center with sauna, tennis and pickleball courts, library, kayak launch, and community grills. You can even stroll to the marina and fish right off the pier. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,330

Sqft

0 ac

Lot size

1975

Year built

One

Levels

$357

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Window Treatments
LaundryCorridor Access · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete
FoundationSlab
FacesSoutheast
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$4,777/yr
PetsCats OK, Dogs OK, Number Limit
CommunityWater Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,564 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$398
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$3,564/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$398
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$336KedgeAI estimate $379,241 · range $350K$435K$494K

vs edgeAI estimate

+25.3%

$/sqft vs MARINER VILLAGE NORTHWEST CONDO

$357 vs $310

Days on market

104 vs 46 typical

Where $357/sqft sits among the 6 homes for sale in MARINER VILLAGE NORTHWEST CONDO

2
1
0
2
0 · this home
1
$190–229$229–268$268–307$307–345$345–384$384+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 302 MARINER DRIVE UNIT 302

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$433K$428K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

2 of 6

MARINER VILLAGE NORTHWEST CONDO have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $475,000 · 104 days on market since
1975Built · MARINER VILLAGE NORTHWEST CONDO

Reality check

What actually sold near 302 MARINER DRIVE UNIT 302

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

433 MARINER DRIVE UNIT 433Sold · Dec ’25

$489,000

433 MARINER DRIVE UNIT 433 · same community

2 bd · 2 ba · 1,280 sqft · $382/sqft · 197 DOM

423 MARINER DRIVE UNIT 423Sold · Mar ’26

$495,000

423 MARINER DRIVE UNIT 423 · same community

2 bd · 2 ba · 1,280 sqft · $387/sqft · 32 DOM

203 MARINER DRIVE UNIT 203Sold · Mar ’26

$265,000

203 MARINER DRIVE UNIT 203 · same community

2 bd · 2 ba · 1,280 sqft · $207/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 302 MARINER DRIVE UNIT 302 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 302 MARINER DRIVE UNIT 302 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

302 MARINER DRIVE UNIT 302 FAQs

What would the monthly payment be for 302 MARINER DRIVE UNIT 302?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 302 MARINER DRIVE UNIT 302?+

The most recent tax bill on record (2025) was $4,777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 302 MARINER DRIVE UNIT 302?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $475,000, this home is listed about 9% above the Tarpon Springs median of $434,900. The market section on this page shows how the area is trending.

Which schools are assigned to 302 MARINER DRIVE UNIT 302?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$475,000 runs 56% above the TARPON SPRINGS 34689 median.

02Time on market is leverage

104 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Sandy Papadakis. MLS #TB8501199.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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