243 MARINER DRIVE UNIT 243, TARPON SPRINGS, FL, 34689
Active13 days on marketListed Jul 24, 2026MLS #W7887935
About this home
243 MARINER DRIVE UNIT 243
Welcome to PENTHOUSE LIVING on FLORIDA’S SPECTACULAR GULF COAST! This rarely available 2-bedroom, 2-bath penthouse condo offers an exceptional “Waterfront Lifestyle” on a secluded peninsula surrounded by the Gulf and St. Joseph Sound. Unwind every evening with unforgettable water views and colorful skies looking towards Sunset Beach, and wake up each morning to breathtaking sunrises over a protected nature preserve and bird sanctuary, all from your expansive 60-foot private balcony. With panoramic views of the Gulf and surrounding natural beauty, this home provides a peaceful retreat while remaining just minutes from some of Florida's most sought-after destinations. The unit has been fully renovated down to the cinder blocks with new electric, plumbing, impact rated sliders, insulated perimeter walls and ceilings, solid core doors, wood cabinetry porcelain tile, quartz counters, etc., and all improvements were permitted and up to codes. Your condo fees include just about everything. You only pay electric (avg. $60/mo) and interior insurance. Resort style amenities include Pickleball, Tennis, Pool, Gym, Bocce Ball, Kayaking, Fishing and a Walking Trail along the water. The community has year-round events and social activities. All State required condo inspections have been completed and passed, copies available upon request. Take the new elevator up to your penthouse. The building is concrete block and did not flood during recent storms. Gated community with gatehouse attendents 24/7. Located in the desirable Mariner Village Community, you're just around the corner from Sunset Beach and a short drive to the Award-Winning shores of Clearwater Beach, Honeymoon Island, and Caladesi Island. Enjoy the charm of historic downtown Tarpon Springs, famous for its Sponge Docks, authentic Greek restaurants, waterfront shopping, and year-round festivals, or spend the day exploring nearby downtown Dunedin, one of Florida's favorite coastal towns. Golf enthusiasts will appreciate the close proximity to the renowned Innisbrook Golf Resort, home of the PGA TOUR's Valspar Championship. For those who love life on the water, walk over to Tarpon Cove Marina where you can lease a boat slip. The Marina provides deep water access to the Gulf with NO Bridges, making it easy to enjoy boating, fishing, and sunset cruises. Whether you're relaxing on the balcony, watching dolphins and coastal wildlife, entertaining friends with spectacular waterfront views, or simply enjoying the serenity of this unique Gulf-front setting, this penthouse offers an extraordinary combination of luxury, privacy, and convenience. Opportunities to own a penthouse with this level of panoramic scenery, expansive outdoor living space, and unbeatable location are exceptionally rare, making this an ideal primary residence, seasonal getaway, or investment in one of Florida's most desirable coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
11.9 ac
Lot size
1975
Year built
One
Levels
$423
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,863 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,863/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36.7%
$/sqft vs MARINER VILLAGE NORTHWEST CONDO
$423 vs $310
Days on market
13 vs 46 typical
Where $423/sqft sits among the 6 homes for sale in MARINER VILLAGE NORTHWEST CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $428K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
2 of 6
MARINER VILLAGE NORTHWEST CONDO have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 MARINER DRIVE UNIT 243
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$489,000
433 MARINER DRIVE UNIT 433 · same community
2 bd · 2 ba · 1,280 sqft · $382/sqft · 197 DOM
Sold · Mar ’26$495,000
423 MARINER DRIVE UNIT 423 · same community
2 bd · 2 ba · 1,280 sqft · $387/sqft · 32 DOM
Sold · Mar ’26$265,000
203 MARINER DRIVE UNIT 203 · same community
2 bd · 2 ba · 1,280 sqft · $207/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 243 MARINER DRIVE UNIT 243 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 MARINER DRIVE UNIT 243 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
243 MARINER DRIVE UNIT 243 FAQs
What would the monthly payment be for 243 MARINER DRIVE UNIT 243?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,863/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 243 MARINER DRIVE UNIT 243?+
The most recent tax bill on record (2025) was $2,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 243 MARINER DRIVE UNIT 243?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $549,900, this home is listed about 28% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 243 MARINER DRIVE UNIT 243?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 82% above the TARPON SPRINGS 34689 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OIA REALTY · Sheri Couch. MLS #W7887935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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