David Ramirez
$435,0003 bd2.5 ba2,275 sqft$191 /sqft$3,849 /mo all-in ↓

746 GRAND CYPRESS LANE, TARPON SPRINGS, FL, 34689

Active41 days on marketListed Jul 2, 2026MLS #TB8525356

TownhouseCYPRESS TRAILS TWNHMS OF TARPON SPGS

About this home

746 GRAND CYPRESS LANE

Low-Maintenance Luxury Meets Active Florida Living. Forget the weekend yard work and embrace the ultimate Florida lifestyle. Nestled in the highly sought-after Grand Cypress Trails community, this premium 3-bedroom, 2.5-bathroom end-unit townhouse offers the perfect blend of modern luxury, privacy, and convenience. Built in 2022 and completely move-in ready, this home is designed for those who want a sophisticated, "lock-and-leave" lifestyle just minutes from world-class golf courses, pristine beaches, the Pinellas Trail, and historic downtown Tarpon Springs. From the paver driveway and covered entryway to the soaring ceilings inside, every detail of this home exudes quality. The main floor features an airy, open-concept layout grounded by luxury vinyl plank flooring. Whether you are hosting an intimate dinner in the elegant dining area or relaxing in the massive great room, the space flows effortlessly. Elegant plantation shutters dress the windows, while the impact-resistant sliders open up to a private, screened-in lanai. Complete with a privacy shade and a dedicated grilling area, it’s the ultimate spot to enjoy peaceful preserve views. Upstairs, the expansive primary suite serves as your personal oasis. Step out onto your private balcony to sip morning coffee or watch the sunset over the preserve. The spa-like en-suite bathroom boasts granite dual vanities with upgraded mirrors, and expansive walk-in shower and a large custom walk-in closet. Live the life you’ve earned. No mowing, no hassle—just luxury, nature, and immediate access to the best of Tarpon Springs. Schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,275

Sqft

0.07 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$191

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Window Treatments
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingGarage Door Opener · Ground Level · Guest
ExteriorBalcony · Rain Gutters

Community & fees

HOA fee$369/mo
Taxes (2025)$6,797/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityClubhouse · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,849 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$566
HOA fee — from the listing$369
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,849/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$566
HOA / condo fee$369
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$418KedgeAI estimate $499,988 · range $468K$513K$533K

vs edgeAI estimate

−13%

$/sqft vs Tarpon Springs actives

$191 vs $244

Days on market

41 vs 46 typical

Where $191/sqft sits among the 273 Tarpon Springs actives

73 · this home
75
60
25
13
27
$141–196$196–252$252–307$307–363$363–418$418+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 746 GRAND CYPRESS LANE

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

149 of 273

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $435,000 · 41 days on market since
2022Built · CYPRESS TRAILS TWNHMS OF TARPON SPGS

Reality check

What actually sold near 746 GRAND CYPRESS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1448 LAKEVIEW DRIVESold · Nov ’25

$450,000

1448 LAKEVIEW DRIVE

4 bd · 3 ba · 2,320 sqft · $194/sqft · 34 DOM

1600 LONESOME PINE LANESold · Aug ’25

$571,700

1600 LONESOME PINE LANE

3 bd · 3 ba · 2,122 sqft · $269/sqft · 18 DOM

1631 PLAZA PLACESold · Jul ’26

$310,000

1631 PLAZA PLACE

4 bd · 3.5 ba · 2,104 sqft · $147/sqft · 113 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 746 GRAND CYPRESS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 746 GRAND CYPRESS LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

746 GRAND CYPRESS LANE FAQs

What would the monthly payment be for 746 GRAND CYPRESS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,849/mo — principal and interest, the actual property-tax bill, the $369/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 746 GRAND CYPRESS LANE?+

The association fee works out to $369 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 746 GRAND CYPRESS LANE?+

The most recent tax bill on record (2025) was $6,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 746 GRAND CYPRESS LANE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $435,000, this home is listed about 1% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 746 GRAND CYPRESS LANE?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$435,000 runs 26% above the TARPON SPRINGS 34689 median — but at 2,275 sqft it's also 27% larger than the typical Tarpon Springs listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Chris Estrada. MLS #TB8525356.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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