David Ramirez
$1,395,0005 bd3 ba2,833 sqft$492 /sqft$8,581 /mo all-in ↓

876 44TH AVENUE N, ST PETERSBURG, FL, 33703

Active12 days on marketListed Jul 30, 2026MLS #TB8533180

New constructionPrivate poolSingle Family ResidenceEUCLID MANOR

About this home

876 44TH AVENUE N

Experience elevated living in this 2025 completed Craftsman-style home by Canopy Builders, where timeless architecture meets over $150,000 in thoughtfully curated post-construction upgrades. Ideally situated in an X flood zone just minutes from vibrant Downtown St. Petersburg, this exceptional residence offers 2,833 square feet of beautifully designed living space with 5 bedrooms, a spacious loft, 3 full bathrooms, and a detached two-car garage. Designed for both everyday living and effortless entertaining, the open-concept floor plan is filled with natural light and showcases engineered hardwood flooring throughout, soaring 10-foot ceilings on the main level, 8-foot interior doors, refined designer finishes. The gourmet kitchen serves as the heart of the home, featuring a generous center island, soapstone countertops, stainless steel appliances, 6-burner gas range, walk-in pantry, and custom ceiling-height Shaker cabinetry with soft-close doors and drawers. The flexible layout offers a first-floor guest suite with an adjacent full bath, along with currently dedicated study/office that can easily function as a fifth bedroom. Upstairs, the spacious loft provides additional living space, while the well-appointed laundry room includes built-in cabinetry, quartz countertops, and a sink. The luxurious primary suite is a true retreat, complete with a custom California Closet and a spa-inspired en-suite featuring dual vanities, a freestanding soaking tub, an oversized walk-in shower, and elegant designer finishes. Since completion, the owners have transformed this home with premium enhancements that elevate both style and functionality. Highlights include plantation shutters throughout, a custom California Closet system with built-in vanity, Sonance in-ceiling surround sound in the living room, upgraded designer mirrors, a statement dining room chandelier, an electronic front entry lock, professionally enhanced landscaping with decorative black granite rocks for side yards, and a fully fenced backyard. Step outside to your own private backyard oasis, where a spectacular custom saltwater pool and spa creates the ultimate setting for relaxation and entertaining. Designed for year-round enjoyment, the pool features both propane and heat pump heating along with a remote automation system for effortless control. Built with quality and efficiency in mind, the home also features impact-resistant windows, Hardie Board siding, a tankless gas water heater, dual-zone climate control and elegant gas lantern-style front porch lighting. Offering the benefits of newer construction with luxury upgrades already completed, this meticulously maintained home is just minutes from downtown St. Petersburg's acclaimed restaurants, boutique shopping, museums, waterfront parks, and award-winning Gulf beaches. Simply move in and enjoy a refined Florida lifestyle.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,833

Sqft

0.12 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$492

Per sqft

Private pool

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Gas Water Heater · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater
InteriorBuilt-in Features · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
FacesNorth
ParkingAlley Access · Garage Faces Rear · On Street · Parking Pad
ExteriorIrrigation System · Private Yard

Community & fees

Taxes (2025)$4,442/yr

Utilities & systems

UtilitiesElectricity Connected · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,581 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property tax — 2025 actual bill$370
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,500
Interest rate6.00%
Loan term

Estimated payment

$8,581/mo

Principal & interest$7,527
PMI (est., until 20% equity)$523
Property taxes (actual bill)$370
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$585KedgeAI estimate $1,128,751 · range $609K$1.4M$1.5M

vs edgeAI estimate

+23.6%

$/sqft vs St Petersburg actives

$492 vs $333

Days on market

12 vs 57 typical

Where $492/sqft sits among the 400 St Petersburg actives

133
140
60 · this home
28
10
29
$135–271$271–407$407–543$543–679$679–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 876 44TH AVENUE N

Drive times from this address

Downtown Tampa25 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33703 — neighborhood snapshot

Population

25,948

Median age

43.4

Median income

$96,795

Median home value

$395,200

Avg household

2.32

Households w/ children

2,665

For the school run

Pinellas County School District

HighNortheast High School★★★★★
ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

223 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 230% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $1,395,000 · 12 days on market since
2025Built · EUCLID MANOR

Reality check

What actually sold near 876 44TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

862 46TH AVENUE NSold · Jan ’26

$860,000

862 46TH AVENUE N · same community

4 bd · 4.5 ba · 2,744 sqft · $313/sqft · 159 DOM

798 46TH AVENUE NSold · Aug ’26

$975,000

798 46TH AVENUE N · same community

4 bd · 2.5 ba · 2,620 sqft · $372/sqft · 30 DOM

868 44TH AVENUE NSold · Oct ’25

$1,395,000

868 44TH AVENUE N · same community

6 bd · 4 ba · 3,362 sqft · $415/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 876 44TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 876 44TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

876 44TH AVENUE N FAQs

What would the monthly payment be for 876 44TH AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 876 44TH AVENUE N?+

The most recent tax bill on record (2025) was $4,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,395,000, this home is listed about 221% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 876 44TH AVENUE N?+

Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS MADEIRA BEACH · Michael Wyckoff. MLS #TB8533180.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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