David Ramirez
$1,195,0006 bd6.5 ba3,566 sqft$335 /sqft$7,426 /mo all-in ↓

820 46TH AVENUE N, ST PETERSBURG, FL, 33703

Active68 days on marketListed Jun 4, 2026MLS #TB8514721

New constructionSingle Family ResidenceEUCLID MANOR

About this home

820 46TH AVENUE N

Under Construction. Welcome to Euclid Manor, where luxury, functionality, and versatility come together in this exceptional custom-designed residence. Offering 2,816 heated square feet in the main home, this stunning property features 4 bedrooms, 4.5 bathrooms, and a detached 750-square-foot, 2-bedroom, 2-bath ADU—perfect for multigenerational living, private guest accommodations, or income-producing opportunities. Step inside to discover a thoughtfully designed floor plan featuring a spacious office or den, a first-floor guest suite with a private en-suite bath, an additional half bath, and an expansive open-concept living and dining area that seamlessly flows into the gourmet kitchen—ideal for both everyday living and entertaining. Upstairs, you'll find three bedrooms each equipped with en-suite bedrooms, a convenient laundry room, and a luxurious primary retreat complete with a private balcony, spa-inspired bathroom featuring a soaking tub, oversized walk-in shower, dual vanities, and generous walk-in closet space. The detached ADU offers its own private entrance, providing exceptional privacy and independence for guests, extended family, or tenants. Additional features include luxury vinyl plank flooring throughout, quartz countertops, high ceilings, stainless steel appliances, and a spacious three-car garage. Combining elegant finishes, flexible living spaces, and outstanding income potential, this one-of-a-kind property presents a rare opportunity to own a truly versatile home in one of Euclid Manor's most desirable locations. Close to shopping, Gulf beaches, and downtown St. Pete. Book your tour today!

Facts & features

The home at a glance

6

Bedrooms

6.5

Bathrooms

3,566

Sqft

0.13 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$335

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range Hood · Refrigerator
InteriorHigh Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorBalcony · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,442/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,426 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property tax — 2025 actual bill$370
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,500
Interest rate6.00%
Loan term

Estimated payment

$7,426/mo

Principal & interest$6,448
PMI (est., until 20% equity)$448
Property taxes (actual bill)$370
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$335 vs $333

Days on market

68 vs 57 typical

Where $335/sqft sits among the 400 St Petersburg actives

133
140 · this home
60
28
10
29
$135–271$271–407$407–543$543–679$679–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 820 46TH AVENUE N

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33703 — neighborhood snapshot

Population

25,948

Median age

43.4

Median income

$96,795

Median home value

$395,200

Avg household

2.32

Households w/ children

2,665

For the school run

Pinellas County School District

HighNortheast High School★★★★★
ElementaryJohn M. Sexton Elementary School★★★★★
MiddleMeadowlawn Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

222 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 183% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $1,195,000 · 68 days on market since
2025Built · EUCLID MANOR

Reality check

What actually sold near 820 46TH AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

868 44TH AVENUE NSold · Oct ’25

$1,395,000

868 44TH AVENUE N · same community

6 bd · 4 ba · 3,362 sqft · $415/sqft · 140 DOM

862 46TH AVENUE NSold · Jan ’26

$860,000

862 46TH AVENUE N · same community

4 bd · 4.5 ba · 2,744 sqft · $313/sqft · 159 DOM

798 46TH AVENUE NSold · Aug ’26

$975,000

798 46TH AVENUE N · same community

4 bd · 2.5 ba · 2,620 sqft · $372/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 820 46TH AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 820 46TH AVENUE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

820 46TH AVENUE N FAQs

What would the monthly payment be for 820 46TH AVENUE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,426/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 820 46TH AVENUE N?+

The most recent tax bill on record (2025) was $4,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $1,195,000, this home is listed about 175% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 820 46TH AVENUE N?+

Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Shannon Chamoun. MLS #TB8514721.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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