798 45TH AVENUE N, ST PETERSBURG, FL, 33703
Active48 days on marketListed Jun 24, 2026MLS #TB8513013
About this home
798 45TH AVENUE N
Welcome to 798 & 798 1/2 45th Avenue North, nestled in one of St. Petersburg's most desirable and Rapidly growing neighborhoods. Perched on an Expansive corner lot and surrounded by Million-dollar homes, this Meticulously Maintained property blends Historic Charm, Modern updates, and Exceptional Income-producing potential. The main residence offers 2 bedrooms and 1 bathroom, complemented by a generously sized, Sun-drenched glass-enclosed Sunroom that functions as an additional living area while seamlessly connecting to the outdoors. Upon entry, you'll find an Open concept floor plan featuring wood flooring throughout, classic cove ceilings and timeless character. Recent improvements include a Roof (2023), Hot water heater (2023), Stainless-steel appliances (2026), 220-volt outlet for EV charging (2025) and main driveway (2023). Step outside to an oversized deck perfect for barbeques, furry friends and gathering with family. A true standout feature is the private, fully permitted 578-square-foot ADU (Accessory Dwelling Unit), completed in 2023 and approved by the City of St. Petersburg. With its own private entrance and separate address (798 1/2 45th Avenue North), this versatile space offers exceptional flexibility for rental income, Multigenerational living, a Guest Retreat, Yoga/Gym or a private home office. Offered fully furnished, this beautifully designed modern 1-bedroom, 1-bath cottage is currently a successful Short term rental and presents endless possibilities as a private guest retreat, home office, multigenerational living space or income-producing rental property. The cottage features Soaring Vaulted Ceilings, Exposed beams, Dual Mini-split HVAC systems, Full Kitchen and a Spacious Bedroom with an ensuite bathroom featuring a enclosed Glass walk-in shower. Step outside to perfect outdoor space where guests can enjoy morning coffee or relax beneath the mature oak tree. Ideally located and walking distance to the new Whole Foods, Shopping, Restaurants and just a short bike ride to Crescent Lake and vibrant Downtown St. Pete!! Whether you're seeking a Primary residence, an Investment opportunity or the perfect combination of both, this exceptional Allendale Oaks property delivers. Offering the perfect blend of charm, versatility, location and peace of mind in a non-flood zone, this is a true gem. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,438
Sqft
0.14 ac
Lot size
1956
Year built
One
Levels
$469
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,511 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,511/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.4%
$/sqft vs St Petersburg actives
$469 vs $329
Days on market
48 vs 57 typical
Where $469/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33703 — neighborhood snapshot
Population
25,948
Median age
43.4
Median income
$96,795
Median home value
$395,200
Avg household
2.32
Households w/ children
2,665
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 798 45TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$301,000
861 45TH AVENUE N · same community
3 bd · 3 ba · 1,335 sqft · $225/sqft · 0 DOM
Sold · Jun ’26$599,000
861 45TH AVENUE N · same community
3 bd · 3 ba · 1,543 sqft · $388/sqft · 7 DOM
Sold · Jan ’26$311,000
4201 DR MARTIN LUTHER KING JR STREET N · same community
3 bd · 1 ba · 1,213 sqft · $256/sqft · 355 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 798 45TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 798 45TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
798 45TH AVENUE N FAQs
What would the monthly payment be for 798 45TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,511/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 798 45TH AVENUE N?+
The most recent tax bill on record (2025) was $5,471. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 798 45TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $675,000, this home is listed about 55% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 798 45TH AVENUE N?+
Northeast High School (high), John M. Sexton Elementary School (elementary), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$675,000 runs 60% above the ST PETERSBURG 33703 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $695,000, now $675,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · April Calbo. MLS #TB8513013.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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