9783 86TH AVENUE, SEMINOLE, FL, 33777
Active7 days on marketListed Jul 22, 2026MLS #TB8531680
About this home
9783 86TH AVENUE
Ideally located in central Seminole, this community offers a peaceful, green sanctuary with stunning, mature oaks, swaying palms, and scenic pond water views by the clubhouse and second village—all just walking distance to Lake Seminole Park and minutes from pristine Suncoast beaches and thriving downtown St. Pete. This rare end-unit corner garden villa lives large, featuring the largest 1-bed/1-bath layout in the community (760 sq ft heated). Fresh Updates: Bright and airy with cathedral ceilings in the great room, tile and laminate flooring throughout, and a brand-new, stylishly updated bathroom. Bonus Space: Step into the massive 200+ sq ft enclosed Florida room/lanai—double the size of standard units—featuring wall-to-wall windows and a private door to the lush backyard. Convenience & Peace of Mind: Covered 3-sided carport is attached directly next to your front door, plus a private storage closet on the front patio. Big-ticket mechanicals are already taken care of (Water Heater ~2 yrs, HVAC ~4.5 yrs). Enjoy Spanish-style architecture, underground utilities, and resort-style amenities including a spacious clubhouse, sparkling pool, tennis, and pickleball. Quiet, natural, and connected—schedule your private tour today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
760
Sqft
0.24 ac
Lot size
1978
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,340 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,340/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.3%
$/sqft vs Seminole actives
$207 vs $252
Days on market
7 vs 44 typical
Where $207/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timberwoods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Timberwoods — neighborhood snapshot
Population
174
Median age
43
Median income
$120,658
Median home value
$338,400
Avg household
2
Households w/ children
15%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9783 86TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
9747 86TH AVENUE · same community
2 bd · 2 ba · 1,020 sqft · $167/sqft · 51 DOM
Sold · Jul ’26$195,000
9785 86TH AVENUE UNIT 9785 · same community
2 bd · 2 ba · 1,020 sqft · $191/sqft · 93 DOM
Sold · Apr ’26$130,000
9521 86TH AVENUE UNIT 9521 · same community
2 bd · 2 ba · 1,250 sqft · $104/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9783 86TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9783 86TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9783 86TH AVENUE FAQs
What would the monthly payment be for 9783 86TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,340/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9783 86TH AVENUE?+
The most recent tax bill on record (2024) was $2,197. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9783 86TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $157,500, this home is listed about 62% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9783 86TH AVENUE?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33777 market on paper
$157,500 is 43% below the SEMINOLE 33777 median of $276,500, and at $207/sqft it sits under the Seminole average of $262.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 7 days on market in a Seminole market that averages 44 — if it fits, move quickly.
04Strong assigned schools
Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Don Moore. MLS #TB8531680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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