9537 86TH AVENUE UNIT 9537, SEMINOLE, FL, 33777
Active76 days on marketListed May 18, 2026MLS #TB8499239
About this home
9537 86TH AVENUE UNIT 9537
Welcome to your new home, a beautifully maintained 2-bedroom, 2-bathroom oasis that perfectly blends modern convenience with comfortable living. Nestled in a serene neighborhood, this charming residence offers maintenance-free living, allowing you to spend more time on the things you enjoy. As you step inside, you are greeted by gleaming hardwood floors that flow seamlessly throughout the home, adding a touch of elegance and warmth to every room. The expansive living area is bathed in natural light and high vaulted ceilings, providing a welcoming atmosphere for both relaxation and entertaining guests. The kitchen is equipped with newer appliances that are just under two years old, ensuring top-notch performance and energy efficiency. With ample counter space and storage, meal preparation becomes a breeze. Adjacent to the kitchen, a dining area offers the perfect setting for both casual meals and formal gatherings. The two generously sized bedrooms provide a peaceful retreat at the end of the day. Each bedroom is thoughtfully designed to maximize comfort and functionality, with plenty of closet space to meet your storage needs. A bonus Florida room sits directly off the primary suite for quiet relaxing. The primary suite also includes an en-suite bathroom, offering privacy and convenience, while the second bathroom is easily accessible from the main living areas and second bedroom, that features a Murphy bed for extra space. This home has been meticulously updated with a new dishwasher, updated closet doors, plumbing renovations completed in 2022, and a new A/C installed in November 2025, offering you peace of mind and reliability for years to come. Additionally, the entire interior has been freshly painted in a contemporary palette, complementing the home's aesthetic and creating a move-in-ready environment. Outside, a covered carport provides protection for your vehicle from the elements, adding an extra layer of convenience. The low-maintenance exterior means you'll spend less time on upkeep and more time enjoying your lovely home. Overall, this property offers an unparalleled opportunity for comfortable living in a quiet sought-after area, that includes cable, internet, water, trash, roof and exterior maintenance. With its prime location and exceptional amenities, this home is ready for you to make it your own.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,045
Sqft
1 ac
Lot size
1975
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,659 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,659/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Seminole actives
$219 vs $253
Days on market
76 vs 44 typical
Where $219/sqft sits among the 290 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timberwoods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Timberwoods — neighborhood snapshot
Population
174
Median age
43
Median income
$120,658
Median home value
$338,400
Avg household
2
Households w/ children
15%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 290
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9537 86TH AVENUE UNIT 9537
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
9747 86TH AVENUE · same community
2 bd · 2 ba · 1,020 sqft · $167/sqft · 51 DOM
Sold · Jul ’26$195,000
9785 86TH AVENUE UNIT 9785 · same community
2 bd · 2 ba · 1,020 sqft · $191/sqft · 93 DOM
Sold · Apr ’26$130,000
9521 86TH AVENUE UNIT 9521 · same community
2 bd · 2 ba · 1,250 sqft · $104/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9537 86TH AVENUE UNIT 9537 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9537 86TH AVENUE UNIT 9537 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9537 86TH AVENUE UNIT 9537 FAQs
What would the monthly payment be for 9537 86TH AVENUE UNIT 9537?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,659/mo — principal and interest, the actual property-tax bill, the $993/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9537 86TH AVENUE UNIT 9537?+
The association fee works out to $993 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9537 86TH AVENUE UNIT 9537?+
The most recent tax bill on record (2025) was $699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9537 86TH AVENUE UNIT 9537?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $228,800, this home is listed about 44% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9537 86TH AVENUE UNIT 9537?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33777 market on paper
$228,800 is 21% below the SEMINOLE 33777 median of $290,000, and at $219/sqft it sits under the Seminole average of $262.
02Know the monthly fee
The association fee is $993/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Khang Ngo. MLS #TB8499239.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Seminole homes, in your inbox
Like 9537 86TH AVENUE UNIT 9537 but not quite? A daily digest of every new listing in Seminole — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →