9669 86TH AVENUE UNIT 9669, SEMINOLE, FL, 33777
Active249 days on marketListed Nov 21, 2025MLS #TB8450137
About this home
9669 86TH AVENUE UNIT 9669
Wow! This ground floor 1 bedroom, 1 bathroom villa is absolutely finished to the nines! Located in the quiet Timberwoods community, this corner unit home is located under a large shade tree, on a canal that leads into the Lake Seminole/Cross Bayou watershed, directly across from the community pool and tennis courts. Step inside this lovely unit and you are greeted by an open and inviting layout. No space is wasted and includes vaulted tongue and groove knotty pine ceilings, easy to care for luxury vinyl plank floors, an impeccibly appointed kitchen with stainless steel appliances, solid wood cabinetry, solid surface quartz counters, full sized stackable washer and dryer, wine fridge, and lots of storage. This lovely villa also includes custom built-in closets, a newer water heater, new impact windows, updated electrical panel, and newer ac unit. Outside the home includes an updated Florida room, storage closet, and a new paver patio. Come see this turn key home before it's gone!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
740
Sqft
0.24 ac
Lot size
1976
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,486 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,486/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.4%
$/sqft vs Seminole actives
$270 vs $252
Days on market
249 vs 44 typical
Where $270/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Timberwoods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Timberwoods — neighborhood snapshot
Population
174
Median age
43
Median income
$120,658
Median home value
$338,400
Avg household
2
Households w/ children
15%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9669 86TH AVENUE UNIT 9669
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$170,000
9747 86TH AVENUE · same community
2 bd · 2 ba · 1,020 sqft · $167/sqft · 51 DOM
Sold · Jul ’26$195,000
9785 86TH AVENUE UNIT 9785 · same community
2 bd · 2 ba · 1,020 sqft · $191/sqft · 93 DOM
Sold · Apr ’26$130,000
9521 86TH AVENUE UNIT 9521 · same community
2 bd · 2 ba · 1,250 sqft · $104/sqft · 153 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9669 86TH AVENUE UNIT 9669 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9669 86TH AVENUE UNIT 9669 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9669 86TH AVENUE UNIT 9669 FAQs
What would the monthly payment be for 9669 86TH AVENUE UNIT 9669?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,486/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9669 86TH AVENUE UNIT 9669?+
The most recent tax bill on record (2024) was $731. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9669 86TH AVENUE UNIT 9669?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $199,900, this home is listed about 51% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9669 86TH AVENUE UNIT 9669?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33777 market on paper
$199,900 is 28% below the SEMINOLE 33777 median of $276,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
249 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA COASTAL RLTY & INV. · Brian Mitchell, Jr. MLS #TB8450137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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