5403 SWEETWATER TERRACE CIRCLE UNIT 5403, TAMPA, FL, 33634
Active21 days on marketListed Jul 23, 2026MLS #TB8531612
About this home
5403 SWEETWATER TERRACE CIRCLE UNIT 5403
Virtually Staged. Where else can you own a spacious home with a two-car garage, multiple flex spaces, and access to a completely renovated community pool steps from your door for just $229,000? Welcome to one of the best values in the Tampa area! This beautifully maintained two-bedroom, two-bath, 2 car garage and two-bonus room condominium offers an incredible combination of space, versatility, and lifestyle that is nearly impossible to find at this price point. Thoughtfully designed to live much larger than other condominiums, this residence features two bedrooms, two bathrooms, two flexible living spaces, and a spacious two-car garage—providing the functionality and comfort of a much larger home without the maintenance. Upon entering, you'll find a large air-conditioned flex room located on the first floor that can easily serve as a home theater, fitness studio, hobby room, executive office, or guest retreat. Upstairs, the thoughtfully designed floor plan offers separate living and entertaining spaces, creating both privacy and comfort for everyday living. The generously sized kitchen is complemented by an additional flex space that is perfect for a home office, breakfast nook, reading room, or creative workspace. The expansive primary suite offers a private retreat complete with a large walk-in closet and ensuite bathroom, while the spacious guest bedroom and full guest bath provide comfortable accommodations for family and visitors. Step outside onto your brand-new balcony overlooking the beautifully landscaped courtyard and newly renovated community pool—the perfect place to enjoy your morning coffee or unwind with an evening cocktail while soaking in Florida's year-round sunshine. What truly sets this home apart is the lifestyle it offers. Imagine coming home to your own two-car garage, enjoying weekends by the pool, and owning a spacious, flexible home for less than rental payments. Why build someone else's equity when you can start building your own? Whether you're a first-time homebuyer, seasonal resident, or savvy investor looking for exceptional value, this home offers maintenance-free living, unmatched flexibility, and an affordable Florida lifestyle that's difficult to beat. At just $229,000, opportunities like this don't come around often. Welcome home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,408
Sqft
0.02 ac
Lot size
2
Garage
1984
Year built
Three Or More
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.2%
$/sqft vs Tampa actives
$163 vs $299
Days on market
21 vs 44 typical
Where $163/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33634 — neighborhood snapshot
Population
21,643
Median age
38.9
Median income
$69,185
Median home value
$310,900
Avg household
2.82
Households w/ children
2,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
218 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the TAMPA 33634 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5403 SWEETWATER TERRACE CIRCLE UNIT 5403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$145,000
5407 SWEETWATER TERRACE CIRCLE UNIT 5407 · same community
2 bd · 2.5 ba · 1,408 sqft · $103/sqft · 172 DOM
Sold · Sep ’25$160,000
5401 SWEETWATER TERRACE CIRCLE UNIT 5401 · same community
2 bd · 2 ba · 1,408 sqft · $114/sqft · 19 DOM
Sold · Oct ’25$360,000
3930 E EDEN ROC CIRCLE
3 bd · 2 ba · 1,419 sqft · $254/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5403 SWEETWATER TERRACE CIRCLE UNIT 5403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5403 SWEETWATER TERRACE CIRCLE UNIT 5403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5403 SWEETWATER TERRACE CIRCLE UNIT 5403 FAQs
What would the monthly payment be for 5403 SWEETWATER TERRACE CIRCLE UNIT 5403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5403 SWEETWATER TERRACE CIRCLE UNIT 5403?+
The most recent tax bill on record (2025) was $3,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5403 SWEETWATER TERRACE CIRCLE UNIT 5403?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $229,000, this home is listed about 49% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5403 SWEETWATER TERRACE CIRCLE UNIT 5403?+
Morgan Woods Elementary School (elementary), Webb Middle School (middle), Leto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Christopher Plummer. MLS #TB8531612.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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