5419 SWEETWATER TERRACE CIRCLE UNIT 3-20, TAMPA, FL, 33634
Active164 days on marketListed Mar 5, 2026MLS #TB8483455
About this home
5419 SWEETWATER TERRACE CIRCLE UNIT 3-20
Located across the street from Rocky Point Golf Course and just minutes from Tampa International Airport, this three bedroom, two bathroom townhome offers coastal living with exceptional convenience. The interior features real hardwood flooring, plantation shutters, and abundant natural light, creating a warm and inviting atmosphere throughout. Enjoy canal access with fishing opportunities right outside your door, adding to the home’s unique lifestyle appeal. The home includes a spacious two car garage offering exceptional flexibility. While currently configured as a two car garage, the space provides the potential for expanded parking or can be reimagined to create additional functional areas. One area can be converted back into a sauna, or utilized as a home gym, office, or customized to suit your lifestyle needs. A convenient full size garage shower is also included, ideal for rinsing off after time at the beach or pool. The property has been very well maintained and thoughtfully cared for. The air conditioning system is approximately one year old, providing added comfort and peace of mind. A security system also conveys with the home. Recent improvements include new pavement completed in 2026, and a new pool scheduled for installation in March 2026, enhancing both value and outdoor enjoyment. This property blends functionality, comfort, and long term potential in one versatile offering.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,408
Sqft
0.02 ac
Lot size
2
Garage
1984
Year built
Three Or More
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$153 vs $301
Days on market
164 vs 42 typical
Where $153/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33634 — neighborhood snapshot
Population
21,643
Median age
38.9
Median income
$69,185
Median home value
$310,900
Avg household
2.82
Households w/ children
2,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the TAMPA 33634 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$145,000
5407 SWEETWATER TERRACE CIRCLE UNIT 5407 · same community
2 bd · 2.5 ba · 1,408 sqft · $103/sqft · 172 DOM
Sold · Sep ’25$160,000
5401 SWEETWATER TERRACE CIRCLE UNIT 5401 · same community
2 bd · 2 ba · 1,408 sqft · $114/sqft · 19 DOM
Sold · Oct ’25$360,000
3930 E EDEN ROC CIRCLE
3 bd · 2 ba · 1,419 sqft · $254/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5419 SWEETWATER TERRACE CIRCLE UNIT 3-20 FAQs
What would the monthly payment be for 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,587/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20?+
The most recent tax bill on record (2025) was $790. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $215,000, this home is listed about 52% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5419 SWEETWATER TERRACE CIRCLE UNIT 3-20?+
Morgan Woods Elementary School (elementary), Webb Middle School (middle), Leto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33634 market on paper
$215,000 is 46% below the TAMPA 33634 median of $399,999, and at $153/sqft it sits under the Tampa average of $345.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
164 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP SUNSHINE · Alicia Amorosia. MLS #TB8483455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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