5401 SWEETWATER TERRACE CIRCLE UNIT 5401, TAMPA, FL, 33634
Active109 days on marketListed Apr 28, 2026MLS #TB8502539
About this home
5401 SWEETWATER TERRACE CIRCLE UNIT 5401
Spacious 2-bedroom, 2-bath end-unit townhome located in the desirable Town ‘N Country area. This well-designed residence offers approximately 1,408 square feet of living space with a unique multi-level floor plan and has been recently remodeled. Updates and upgrades include: Ceilings redone to include lace texturing, New paint throughout, new flooring, new kitchen cabinets and appliances. Bathroom's remodeled: new cabinets flooring and shower. Impact windows and new sliding door installed and new double windows for garage. The first level features an oversized 2-car garage with abundant storage and flexible space for a workshop, gym, or additional storage. The main living area showcases vaulted ceilings, creating a bright and open feel, with sliding glass doors leading to a private balcony. The kitchen includes a breakfast bar and opens to the dining and living areas, making it ideal for entertaining. Both bedrooms feature walk-in closets, and the primary suite includes an en-suite bath. Additional highlights include central A/C, ceiling fans, skylights, and ample storage throughout. Conveniently located near major roadways, including Hillsborough Avenue and the Veterans Expressway, providing easy access to Tampa International Airport, downtown Tampa, and surrounding areas. Close to shopping and dining options such as International Plaza and Bay Street, Midtown Tampa, and local favorites like Pipo's Restaurant and Malambo Grill. Ideal for first-time buyers, investors, or those seeking low-maintenance living in a central Tampa location. Furnishings possibly available for buyer if requested.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,408
Sqft
0.02 ac
Lot size
2
Garage
1984
Year built
Three Or More
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,526 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,526/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.6%
$/sqft vs Tampa actives
$178 vs $301
Days on market
109 vs 42 typical
Where $178/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33634 — neighborhood snapshot
Population
21,643
Median age
38.9
Median income
$69,185
Median home value
$310,900
Avg household
2.82
Households w/ children
2,669
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the TAMPA 33634 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5401 SWEETWATER TERRACE CIRCLE UNIT 5401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$145,000
5407 SWEETWATER TERRACE CIRCLE UNIT 5407 · same community
2 bd · 2.5 ba · 1,408 sqft · $103/sqft · 172 DOM
Sold · Sep ’25$160,000
5401 SWEETWATER TERRACE CIRCLE UNIT 5401 · same community
2 bd · 2 ba · 1,408 sqft · $114/sqft · 19 DOM
Sold · Oct ’25$360,000
3930 E EDEN ROC CIRCLE
3 bd · 2 ba · 1,419 sqft · $254/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5401 SWEETWATER TERRACE CIRCLE UNIT 5401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5401 SWEETWATER TERRACE CIRCLE UNIT 5401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5401 SWEETWATER TERRACE CIRCLE UNIT 5401 FAQs
What would the monthly payment be for 5401 SWEETWATER TERRACE CIRCLE UNIT 5401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,526/mo — principal and interest, the actual property-tax bill, the $703/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5401 SWEETWATER TERRACE CIRCLE UNIT 5401?+
The association fee works out to $703 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5401 SWEETWATER TERRACE CIRCLE UNIT 5401?+
The most recent tax bill on record (2024) was $964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5401 SWEETWATER TERRACE CIRCLE UNIT 5401?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $250,000, this home is listed about 44% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5401 SWEETWATER TERRACE CIRCLE UNIT 5401?+
Morgan Woods Elementary School (elementary), Webb Middle School (middle), Leto High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33634 market on paper
$250,000 is 43% below the TAMPA 33634 median of $434,900, and at $178/sqft it sits under the Tampa average of $345.
02Know the monthly fee
The association fee is $703/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
109 days on market against a Tampa median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $275,000, now $250,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LJS ADVISORS LLC · Wayne Schulaski. MLS #TB8502539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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