1683 WATERMARK CIRCLE NE, ST PETERSBURG, FL, 33702
Active15 days on marketListed Jul 23, 2026MLS #TB8531191
About this home
1683 WATERMARK CIRCLE NE
Virtually Staged. Experience premium villa-style living in Watermark—a quiet, upscale waterfront community located on a deep-water canal with quick access to Tampa Bay. Residents enjoy a true coastal lifestyle complete with a waterfront boardwalk, a 2015 seawall, and a community dock offering kayak and paddleboard access to Weedon Island's nature channels. This rare, multi-level home offers the ultimate peace of mind: absolutely no history of flooding or water intrusion to the home, full protection with hurricane impact windows and custom Bahama shutters, and the lock-and-leave convenience of a condo, as the association handles all exterior building maintenance—including a brand-new metal roof installed in 2024. Your low-maintenance lifestyle is fully supported by an HOA that covers building insurance, cable, high-speed internet, trash, water, and grounds maintenance. Inside, you'll find a bright, open floor plan highlighted by a cozy fireplace and a completely renovated kitchen featuring a spacious center island and a wine fridge. For maximum comfort and convenience, the primary bedroom suite is located on the first floor. Outside, relax on your private oversized paver patio offering peaceful views—a true private oasis perfect for morning coffee or evening relaxation. Additional functional features include a garage with a storm-reinforced door, EV/generator outlet, and attic storage, plus a dedicated carport. Located in a pet-friendly neighborhood just steps from local schools, the Speer YMCA, and less than a mile (a quick golf cart ride!) from the popular Mangrove Bay Golf Course, this unbeatable location puts you only minutes from 4th Street dining, vibrant downtown St. Pete, and an easy ~25-minute drive (~20 miles) to downtown Tampa and Tampa International Airport. Whether you are seeking an effortless primary residence or a lock-and-leave seasonal getaway, this gorgeous waterfront villa delivers exceptional value!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,810
Sqft
0.25 ac
Lot size
1
Garage
1985
Year built
Two
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,953 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,953/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25.2%
$/sqft vs St Petersburg actives
$276 vs $325
Days on market
15 vs 54 typical
Where $276/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1683 WATERMARK CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$485,000
1671 WATERMARK CIRCLE NE · same community
2 bd · 2.5 ba · 1,810 sqft · $268/sqft · 79 DOM
Sold · Jul ’26$530,000
1661 WATERMARK CIRCLE NE UNIT C · same community
3 bd · 2.5 ba · 1,660 sqft · $319/sqft · 478 DOM
Sold · Oct ’25$550,000
1625 WATERMARK CIRCLE NE · same community
2 bd · 2.5 ba · 1,485 sqft · $370/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1683 WATERMARK CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1683 WATERMARK CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1683 WATERMARK CIRCLE NE FAQs
What would the monthly payment be for 1683 WATERMARK CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,953/mo — principal and interest, the actual property-tax bill, the $1,120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1683 WATERMARK CIRCLE NE?+
The association fee works out to $1,120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1683 WATERMARK CIRCLE NE?+
The most recent tax bill on record (2025) was $6,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1683 WATERMARK CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $500,000, this home is listed about 16% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1683 WATERMARK CIRCLE NE?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Janessa Urra. MLS #TB8531191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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