4982 COQUINA KEY DRIVE SE, ST PETERSBURG, FL, 33705
Active342 days on marketListed Sep 8, 2025MLS #TB8424408
About this home
4982 COQUINA KEY DRIVE SE
Stunning Waterfront Turnkey Townhome – Fully Furnished Welcome to 4982 Coquina Key Dr SE, a fully furnished and turnkey residence in the highly sought-after Waterside at Coquina Key South community. This home offers breathtaking water views and a true Florida lifestyle, blending comfort, style, and resort-like amenities including Private 12,000 lb Boat Lift ($30,000 value) – Holds vessels up to 36 ft, perfect for boating enthusiasts. Recent upgrades include New Roof (2024), New AC (2023), New Water heater (2024). Nestled in a gated, waterfront community just minutes from Downtown St. Pete, this home combines convenience with serenity. Whether you’re relaxing on your balcony, boating right from your backyard, or enjoying the countless amenities, this property offers an unmatched lifestyle. This is more than a home—it’s a waterfront retreat. Don’t miss the opportunity to own this turnkey gem with unbeatable upgrades
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
933
Sqft
0.21 ac
Lot size
1979
Year built
Two
Levels
$525
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,736 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,736/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$525 vs $374
Days on market
342 vs 57 typical
Where $525/sqft sits among the 27 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
18 of 27
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4982 COQUINA KEY DRIVE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$300,000
5184 BEACH DRIVE SE UNIT B · same community
2 bd · 1 ba · 912 sqft · $329/sqft · 62 DOM
Sold · Mar ’26$345,000
4822 COQUINA KEY DRIVE SE UNIT B · same community
2 bd · 1 ba · 912 sqft · $378/sqft · 14 DOM
Sold · Feb ’26$230,000
5144 SALMON DRIVE SE UNIT A · same community
2 bd · 1 ba · 912 sqft · $252/sqft · 386 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4982 COQUINA KEY DRIVE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4982 COQUINA KEY DRIVE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4982 COQUINA KEY DRIVE SE FAQs
What would the monthly payment be for 4982 COQUINA KEY DRIVE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,736/mo — principal and interest, the actual property-tax bill, the $949/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4982 COQUINA KEY DRIVE SE?+
The association fee works out to $949 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4982 COQUINA KEY DRIVE SE?+
The most recent tax bill on record (2024) was $6,307. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4982 COQUINA KEY DRIVE SE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $489,990, this home is listed about 14% above the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4982 COQUINA KEY DRIVE SE?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$489,990 runs 67% above the ST PETERSBURG 33705 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $949/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
342 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PINEYWOODS REALTY LLC · Nick McCormick. MLS #TB8424408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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