5231 BEACH DRIVE SE UNIT A, ST PETERSBURG, FL, 33705
Active68 days on marketListed Jun 5, 2026MLS #O6414350
About this home
5231 BEACH DRIVE SE UNIT A
Welcome to Paradise! This beautiful ground floor waterfront Condo is the largest 2 bed/1 bath Condo available in this 24/7 Security Guard controlled community of Waterside South. It’s Located on Coquina Key Island just 10 minutes south of historic downtown St. Petersburg FL. This Condo is one of the few buildings that have only 8 units (most have 12) nestled on a private cul-de-sac. The condo sits on a canal protected from the elements having no damage from recent hurricanes. Protected from the elements yet still waterfront living. Best of both worlds. The oversized patio is also one of the few in the community that has a northeast exposure with patio shade virtually year-round not to mention the energy savings keeping the sun out of your living space. The gated patio also features a large 32 square foot storage building. Imagine having a cocktail and grilling on your shaded waterfront patio while watching your neighbors across the canal struggle in the hot sun. The rules allow for any grill on the patio (including charcoal) on ground floor units only. We have thoroughly enjoyed the years sitting on our couch with a screened patio door watching the dolphins and manatees come into the canal as well as other wildlife. This Condo is upgraded with beautiful tile flooring in the Living room and Dining Room. The kitchen features updated cabinets, stainless steel appliances, large pantry, deep kitchen sink with garbage disposal, and a laundry closet with a stackable washer dryer. The bathroom features granite countertops, tile flooring, and a contemporary tub/shower. The 2 large bedrooms have generous closet space and new carpeting. You will also enjoy ceiling fans in the living room and master bedroom. This community also has many amenities including 2 heated pools, hot tub, volleyball courts, brand new tennis and pickleball courts, basketball courts, shuffleboard, EV stations, kayak storage availability, and a yacht club featuring a private bar for social gatherings. Also included in the HOA is Cable TV, Internet ,Water, and Flood Insurance. The new roof and paint were completed in 2022. Please schedule a visit and see how this Condo package is superior to the others in the community.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
825
Sqft
0.12 ac
Lot size
1979
Year built
One
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,446 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,446/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.1%
$/sqft vs WATERSIDE AT COQUINA KEY SOUTH
$411 vs $374
Days on market
68 vs 58 typical
Where $411/sqft sits among the 26 homes for sale in WATERSIDE AT COQUINA KEY SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coquina Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Coquina Key — neighborhood snapshot
Population
4,069
Median age
46
Median income
$104,283
Median home value
$329,549
Avg household
2
Households w/ children
309
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
16 of 26
WATERSIDE AT COQUINA KEY SOUTH have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 5231 BEACH DRIVE SE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$328,000
5075 STARFISH DRIVE SE UNIT C · same community
2 bd · 1 ba · 825 sqft · $398/sqft · 197 DOM
Sold · May ’26$230,000
5072 STARFISH DRIVE SE UNIT F · same community
1 bd · 1 ba · 823 sqft · $279/sqft · 80 DOM
Sold · Oct ’25$220,000
4984 BEACH DRIVE SE UNIT B · same community
1 bd · 1 ba · 823 sqft · $267/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5231 BEACH DRIVE SE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5231 BEACH DRIVE SE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5231 BEACH DRIVE SE UNIT A FAQs
What would the monthly payment be for 5231 BEACH DRIVE SE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,446/mo — principal and interest, the actual property-tax bill, the $901/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5231 BEACH DRIVE SE UNIT A?+
The association fee works out to $901 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5231 BEACH DRIVE SE UNIT A?+
The most recent tax bill on record (2025) was $2,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5231 BEACH DRIVE SE UNIT A?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $339,000, this home is listed about 22% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5231 BEACH DRIVE SE UNIT A?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,000 runs 16% above the ST PETERSBURG 33705 median.
02Know the monthly fee
The association fee is $901/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $359,000, now $339,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6414350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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