David Ramirez
$281,000$319,0001 bd1 ba646 sqft$435 /sqft$2,404 /mo all-in ↓

5110 COQUINA KEY DRIVE SE UNIT C, ST PETERSBURG, FL, 33705

Active192 days on marketListed Feb 6, 2026MLS #TB8473440

Priced 4% below the ST PETERSBURG 33705 medianReduced $38KWaterfrontCondominiumWATERSIDE AT COQUINA KEY SOUTH

About this home

5110 COQUINA KEY DRIVE SE UNIT C

Virtually Staged. Bayfront views and the resort lifestyle, this bayfront condo in Waterside South will take your breath away. Gorgeous morning sunlight streams in through a large array of windows and glass doors into the living room and kitchen. A perfect way to begin your day as you take in the waterfront views with a cup of coffee or tea on your covered balcony, as you keep an eye out for dolphins that frequently play in the water in front of this condo. You look across the bay and can easily see Tampa, Port Manatee, the Sunshine Skyway, and all the boats and ships that come and go. Truly, living here is the best decision you've ever made. Maybe for the afternoon, you will choose to take advantage of one of the amazing amenities Waterside South has to offer? Volleyball, tennis, basketball, pickleball, and shuffleboard. Or maybe you take your Rover to play in the on site dogpark or just walk around the see wall both to see if there's any fish swimming or maybe chat up a neighbor or two. But then there's also not one but TWO pools, each with its own clubhouse. The bayfront Yacht Club features outstanding decor and elegance, verandas to take in the sights, a billiards room, a bar, and a dock extending out into the bay for more fish sightings. Boating and a love of the water is a core lifestyle in Waterside South. From the multiple kayak and stand up paddleboard storage, all the way to boat slips, lifts, and docks perfect for parking your watercraft (or make friends with someone that does!). This community is sure to provide you with what you need to satisfy the most seasoned sailor. And all this behind a secure manned security gate in beautiful Coquina Key, located just 15 minutes from downtown St Petersburg. Truly your own private paradise awaits! This home features recent updates and modern styling, including the kitchen as well as beautiful flooring and high-end finishes throughout. Lives extremely comfortably, and that view is one that everyone will long after remember. If you've been looking for the perfect waterfront oasis just begging you to relax and enjoy both the seabreeze and the sunshine, schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

646

Sqft

1979

Year built

One

Levels

$435

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorDry Bar · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesSoutheast
ExteriorFrench Doors · Lighting · Sidewalk

Community & fees

Taxes (2024)$5,580/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
CommunityBay/Harbor Front · Boat Slip · Canal Front · Dock · Fishing · Marina · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,404 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,654
FHA mortgage insurance (est.)$124
Property tax — 2024 actual bill$465
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,835Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,835
Interest rate6.00%
Loan term

Estimated payment

$2,404/mo

Principal & interest$1,654
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$465
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $281K
$222KedgeAI estimate $238,592 · range $231K$257K$292K

vs edgeAI estimate

+17.8%

$/sqft vs WATERSIDE AT COQUINA KEY SOUTH

$435 vs $374

Days on market

192 vs 57 typical

Where $435/sqft sits among the 27 homes for sale in WATERSIDE AT COQUINA KEY SOUTH

6
1
5
8
3
4 · this home
$282–311$311–341$341–370$370–400$400–429$429+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coquina Key

Map of 5110 COQUINA KEY DRIVE SE UNIT C inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Coquina Key — neighborhood snapshot

Population

4,069

Median age

46

Median income

$104,283

Median home value

$329,549

Avg household

2

Households w/ children

309

For the school run

Pinellas County School District

ElementaryLakewood Elementary School★★★★
HighLakewood High School★★★★★
MiddleBay Point Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

17 of 27

WATERSIDE AT COQUINA KEY SOUTH have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $281,000 $38K
Feb 6, 2026Listed at $319,000 · 192 days on market since
1979Built · WATERSIDE AT COQUINA KEY SOUTH

Reality check

What actually sold near 5110 COQUINA KEY DRIVE SE UNIT C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4985 COBIA DRIVE SE UNIT ASold · May ’26

$130,000

4985 COBIA DRIVE SE UNIT A · same community

1 bd · 1 ba · 646 sqft · $201/sqft · 322 DOM

4794 COBIA DRIVE SE UNIT CSold · Feb ’26

$220,000

4794 COBIA DRIVE SE UNIT C · same community

1 bd · 1 ba · 665 sqft · $331/sqft · 37 DOM

4859 COQUINA KEY DRIVE SE UNIT CSold · Aug ’26

$199,000

4859 COQUINA KEY DRIVE SE UNIT C · same community

2 bd · 1 ba · 720 sqft · $276/sqft · 263 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5110 COQUINA KEY DRIVE SE UNIT C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5110 COQUINA KEY DRIVE SE UNIT C — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5110 COQUINA KEY DRIVE SE UNIT C FAQs

What would the monthly payment be for 5110 COQUINA KEY DRIVE SE UNIT C?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5110 COQUINA KEY DRIVE SE UNIT C?+

The most recent tax bill on record (2024) was $5,580. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5110 COQUINA KEY DRIVE SE UNIT C?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $281,000, this home is listed about 36% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5110 COQUINA KEY DRIVE SE UNIT C?+

Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETERSBURG 33705 market on paper

$281,000 is 4% below the ST PETERSBURG 33705 median of $292,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

192 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $319,000, now $281,000 — a $38K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Kyle Sasser LLC. MLS #TB8473440.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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