1672 WATERMARK CIRCLE NE, ST PETERSBURG, FL, 33702
Active13 days on marketListed Jul 24, 2026MLS #TB8531944
About this home
1672 WATERMARK CIRCLE NE
Step into unparalleled luxury at 1672 Watermark Cir NE, an exquisite end-unit townhome in St. Petersburg's premier waterfront community. Extensively remodeled with high-end designer finishes, this spectacular 2-bedroom, 2.5-bathroom sanctuary seamlessly blends sophisticated modern design with coastal tranquility. Built elevated to sit high and dry for absolute peace of mind, the residence features a newer metal roof and a commanding architectural presence. Best of all, this home is offered entirely turnkey, including all high-end furniture, stylish furnishings, and curated decor, allowing you to move right in and start living the resort lifestyle on day one. The interior showcases five-star upgrades, beginning with an epicurean kitchen that has been fully reimagined with premium quartz countertops, sleek shaker cabinetry, a custom tile backsplash, and a newly opened wall that creates an effortless open-concept flow into the family room. Each spa-like bathroom boasts top-tier updates including raised ceilings upstairs, custom shower tile, brand-new premium vanities, fixtures, toilets, and a meticulously refinished soaking tub. Architectural details elevate the grand living space, which features a striking, custom stone-remodeled fireplace and a newly designed dry bar with quartz countertops that is perfect for high-end entertaining. This turn-key perfection is completed by new flooring upstairs, fresh carpet on the stairs, all-new baseboards, designer paint, a new water heater, and upgraded attic insulation for maximum efficiency. The elite outdoor living and community amenities provide a rare private oasis where you can relax on your private screened porch or step out into your rare backyard featuring a custom paver patio with direct access to guest parking. This boater's paradise is set within a tranquil, tropical waterfront community boasting deep sailboat waters, direct bay access, and boat slips available for rent. For a true resort-style living experience just steps from your back door, you can enjoy a pristine community pool, a relaxing sauna, and an attached 1-car garage perfect for water toy storage. Furthermore, the all-inclusive HOA ensures ultimate low-maintenance living by covering cable, high-speed internet, water, sewer, trash, and complete flood insurance. Located just minutes from the vibrant energy of Downtown St. Pete, the Pier, and award-winning beaches, this masterfully upgraded residence delivers the ultimate Florida dream.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,485
Sqft
1
Garage
1985
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$309 vs $323
Days on market
13 vs 55 typical
Where $309/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $420K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
215 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1672 WATERMARK CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$550,000
1625 WATERMARK CIRCLE NE · same community
2 bd · 2.5 ba · 1,485 sqft · $370/sqft · 141 DOM
Sold · Oct ’25$425,000
1621 WATERMARK CIRCLE NE UNIT 1621 · same community
2 bd · 2.5 ba · 1,485 sqft · $286/sqft · 249 DOM
Sold · Jul ’26$530,000
1661 WATERMARK CIRCLE NE UNIT C · same community
3 bd · 2.5 ba · 1,660 sqft · $319/sqft · 478 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1672 WATERMARK CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1672 WATERMARK CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1672 WATERMARK CIRCLE NE FAQs
What would the monthly payment be for 1672 WATERMARK CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,862/mo — principal and interest, the actual property-tax bill, the $1,120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1672 WATERMARK CIRCLE NE?+
The association fee works out to $1,120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1672 WATERMARK CIRCLE NE?+
The most recent tax bill on record (2025) was $8,127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1672 WATERMARK CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $459,000, this home is listed about 5% above the St Petersburg median of $437,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1672 WATERMARK CIRCLE NE?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$459,000 runs 84% above the ST PETERSBURG 33702 median.
02Know the monthly fee
The association fee is $1,120/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $469,000, now $459,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Andrew Duncan. MLS #TB8531944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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