517 AVERY AVENUE, CRYSTAL BEACH, FL, 34681
Active6 days on marketListed Jul 19, 2026MLS #TB8529832
About this home
517 AVERY AVENUE
NO FLOOD INSURANCE REQUIRED, HIGH AND DRY. Embrace the Crystal Beach lifestyle in this mid-century inspired bungalow where resort-style outdoor living meets everyday comfort. Just one block from the Gulf, with water views from you front patio and directly across from a scenic park with a brand-new pier. This rare four-bedroom, three-bath home sits safely outside the flood zone and has remained untouched through recent storms. Zoned for A rated Palm Harbor School District. Blending clean design with natural textures, the interior captures a warm, modern feel that’s both inviting and low-maintenance. Thoughtful updates: including new impact windows, dual-zone air conditioning with a recently replaced main unit, and updated mechanicals. Outside, the home unfolds into a private, spa-like retreat. The front and back yards have been fully reimagined with dog-friendly turf, stone hardscaping, and a heated pool and spa that flow together through a river-run spillway beneath an arched bridge. The setting is anchored by a stone fireplace lounge, surrounded by lush greenery and ambient lighting that transforms the space into a true boutique-style resort. A flexible fourth bedroom with its own ensuite bath adds versatility. It is ideal for a home office, guest suite, or quiet studio tucked apart from the main living areas. Set in the golf-cart-friendly community of Crystal Beach, known for its laid-back rhythm and local charm, you’re just steps from the famous Pinellas Trail and home to the best sunsets in Pinellas County. It’s a rare blend of style, serenity, and freedom — with no HOA. One visit and you’ll see why this property feels equally at home as a hidden getaway or a family haven along Florida’s most charming stretch of coastline.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,451
Sqft
0.2 ac
Lot size
1952
Year built
One
Levels
$388
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,469 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,469/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.1%
$/sqft vs CRYSTAL BEACH REV
$388 vs $405
Days on market
6 vs 31 typical
Where $388/sqft sits among the 14 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $605K
Crystal Beach median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
12 of 14
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 517 AVERY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$950,000
416 INDIANA AVENUE · same community
3 bd · 2.5 ba · 2,166 sqft · $439/sqft · 41 DOM
Sold · Aug ’25$925,000
322 ONTARIO AVENUE · same community
4 bd · 2.5 ba · 2,163 sqft · $428/sqft · 97 DOM
Sold · Nov ’25$789,900
378 TENNESSEE AVENUE · same community
3 bd · 3 ba · 2,132 sqft · $370/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 517 AVERY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 517 AVERY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
517 AVERY AVENUE FAQs
What would the monthly payment be for 517 AVERY AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,469/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 517 AVERY AVENUE?+
The most recent tax bill on record (2025) was $9,917. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $950,000, this home is listed about 25% above the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 517 AVERY AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 25% above the CRYSTAL BEACH 34681 median — but at 2,451 sqft it's also 37% larger than the typical Crystal Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 6 days on market in a Crystal Beach market that averages 31 — if it fits, move quickly.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE REAL ESTATE RX BROKERAGE, LLC · Denay Bartuseck. MLS #TB8529832.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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