606 INDIANA AVENUE, CRYSTAL BEACH, FL, 34681
Active531 days on marketListed Feb 20, 2025MLS #O6281455
About this home
606 INDIANA AVENUE
JUST REDUCED $40,000--- NOW OFFERED AT $1,345,000! . Experience the Gulf-view luxury in this beautifully, upgraded 5-bedroom, 4-bathroom home, where exquisite craftsmanship and breathtaking Gulf of Mexico water views create the perfect backdrop for state of art living. The home boasts a spacious 5-car garage, real wood floors, and an elevator for added convenience and ease. The home has been meticulously designed with every detail in mind, from the fully upgraded chef’s kitchen to the luxurious master suite with its spa-like bathroom. Property Highlights: • 5 spacious bedrooms with generous closet space and abundant natural light • 4 fully upgraded bathrooms, including a luxurious master bath with high-end finishes • Fully upgraded chef’s kitchen featuring top-of-the-line appliances, custom cabinetry, a large center island, and elegant stone countertops—ideal for entertaining and enjoying stunning views • Expansive, open-concept living and dining areas that showcase panoramic views of the Gulf of Mexico • Elevator for easy access to all floors, offering enhanced convenience and accessibility • Gorgeous real wood floors throughout, adding warmth and elegance to every room • Outdoor living spaces with multiple balconies and patios designed to maximize the breathtaking water views—perfect for sunset watching or dining al fresco • 5-car garage with ample space for vehicles, boats, and extra storage The Area:Nestled in the tranquil Crystal Beach community, this property offers peaceful, small-town charm with the convenience of being just minutes from local dining, shopping, and entertainment. Residents enjoy proximity to pristine beaches, outdoor activities like boating, fishing, and hiking, as well as top-rated schools, making this an ideal spot for families. The home is also easily accessible to major roads and is just a short drive from Palm Harbor, Dunedin, and the vibrant cities of Tampa and Clearwater. Whether you’re seeking a year-round residence or a luxurious vacation retreat, this home offers everything you need to enjoy the very best of Florida living. This remarkable Crystal Beach residence must be experienced in person to fully appreciate everything what makes this home truly special.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,987
Sqft
0.17 ac
Lot size
5
Garage
1998
Year built
Three Or More
Levels
$450
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,212 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,212/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CRYSTAL BEACH REV
$450 vs $388
Days on market
531 vs 68 typical
Where $450/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 606 INDIANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$740,000
132 PENNSYLVANIA AVENUE · same community
4 bd · 2.5 ba · 2,340 sqft · $316/sqft · 363 DOM
Sold · Oct ’25$950,000
416 INDIANA AVENUE · same community
3 bd · 2.5 ba · 2,166 sqft · $439/sqft · 41 DOM
Sold · Aug ’25$925,000
322 ONTARIO AVENUE · same community
4 bd · 2.5 ba · 2,163 sqft · $428/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 606 INDIANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 606 INDIANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
606 INDIANA AVENUE FAQs
What would the monthly payment be for 606 INDIANA AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 606 INDIANA AVENUE?+
The most recent tax bill on record (2024) was $15,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 606 INDIANA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $1,345,000, this home is listed about 60% above the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 606 INDIANA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,345,000 runs 81% above the CRYSTAL BEACH 34681 median — but at 2,987 sqft it's also 45% larger than the typical Crystal Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
531 days on market against a Crystal Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,800,000, now $1,345,000 — a $455K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jason Schonholtz. MLS #O6281455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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