675 S VINCENT STREET, CRYSTAL BEACH, FL, 34681
Active29 days on marketListed Jul 6, 2026MLS #O6421471
About this home
675 S VINCENT STREET
Welcome to Crystal Beach! A rare opportunity to own a piece of Old Florida two blocks from the Gulf of Mexico! Built in 1935 and completely updated, this 3 bedroom, 3.5 bath home has endless charm! 675 Vincent has original hardwood floors throughout, crown molding, a wood-burning fireplace for colder days, and a dream oasis in the backyard for endless Florida warmth. The kitchen is complete with cabinets, crown molding, beautiful granite countertops, stainless steel appliances, and a huge chef's pantry. The second-story primary suite contains an office (or second den), an extended primary closet, and an updated bath with an oversized shower. The main level brings a large family room with an adjacent dining room, two additional bedrooms, two full baths (one shower, one freestanding tub), and an office/study. The home is set back off of Vincent Street, on a quarter-acre lot. The backyard oasis, complete with a salt-system pool, large gazebo, and pool room with half bath is where your Florida dreams turn into reality. Crystal Beach is a golf cart community with an exceptional location. Ample access to the Pinellas Trail, quaint Crystal Beach Post Office, waterfront shell-path, waterfront park (with fishing piers and kayak/boat launch), endless legendary Gulf sunsets, and extremely close to downtown Palm Harbor's bustling restaurant scene. Also in close proximity are marinas, our Nation's top-rated beaches, and championship golf courses. Palm Harbor is also home to top-rated schools that include Ozona Elementary, Palm Harbor Middle, and Palm Harbor University high school. Homes with this charm, this location, and this town, rarely ever exist! Don't wait! New updates include: New sewer, potable water, and reclaimed water lines (2022). New saltwater pool system (2026). New A/C (2020). New tankless water heater (2026). Newer double-pane windows (2018). This home had no water intrusion or flooding during the 2024 hurricanes.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,436
Sqft
0.25 ac
Lot size
1935
Year built
Two
Levels
$339
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,616 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,616/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs CRYSTAL BEACH REV
$339 vs $392
Days on market
29 vs 68 typical
Where $339/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
12 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 675 S VINCENT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$740,000
132 PENNSYLVANIA AVENUE · same community
4 bd · 2.5 ba · 2,340 sqft · $316/sqft · 363 DOM
Sold · Oct ’25$950,000
416 INDIANA AVENUE · same community
3 bd · 2.5 ba · 2,166 sqft · $439/sqft · 41 DOM
Sold · Aug ’25$925,000
322 ONTARIO AVENUE · same community
4 bd · 2.5 ba · 2,163 sqft · $428/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 675 S VINCENT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 675 S VINCENT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
675 S VINCENT STREET FAQs
What would the monthly payment be for 675 S VINCENT STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 675 S VINCENT STREET?+
The most recent tax bill on record (2025) was $8,337. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 675 S VINCENT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $825,000, this home is listed about 2% below the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 675 S VINCENT STREET?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$825,000 runs 11% above the CRYSTAL BEACH 34681 median — but at 2,436 sqft it's also 18% larger than the typical Crystal Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6421471.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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