313 CRYSTAL BEACH AVENUE, CRYSTAL BEACH, FL, 34681
Active74 days on marketListed May 20, 2026MLS #O6409459
About this home
313 CRYSTAL BEACH AVENUE
Beautifully maintained 3-bedroom, 2-bath home with bonus/flex room in the highly sought-after Crystal Beach/Palm Harbor community. Offered turnkey furnished, this move-in-ready coastal retreat features 1,736 heated sq ft, a functional two-story layout, and flexible living space ideal for a primary residence, vacation home, or investment opportunity. Currently operating as a successful short-term rental, this property offers exceptional versatility and income potential. Enjoy a short walk to the water, breathtaking Florida Gulf sunsets, and close proximity to the Pinellas Trail for biking, walking, and outdoor recreation. Just minutes from downtown Dunedin, boating, waterfront parks, dining, and top-rated beaches. A rare opportunity to own a beautifully positioned coastal home in one of Pinellas County’s most charming and desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,736
Sqft
0.14 ac
Lot size
1980
Year built
Two
Levels
$432
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,949 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,949/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.8%
$/sqft vs CRYSTAL BEACH REV
$432 vs $388
Days on market
74 vs 31 typical
Where $432/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $605K
Crystal Beach median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 313 CRYSTAL BEACH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$605,000
349 KENTUCKY AVENUE · same community
2 bd · 3 ba · 1,916 sqft · $316/sqft · 71 DOM
Sold · Oct ’25$680,000
410 GEORGIA AVENUE · same community
3 bd · 2 ba · 1,541 sqft · $441/sqft · 120 DOM
Sold · Sep ’25$340,000
407 INDIANA AVENUE · same community
3 bd · 2 ba · 1,392 sqft · $244/sqft · 94 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 313 CRYSTAL BEACH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 313 CRYSTAL BEACH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
313 CRYSTAL BEACH AVENUE FAQs
What would the monthly payment be for 313 CRYSTAL BEACH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,949/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 313 CRYSTAL BEACH AVENUE?+
The most recent tax bill on record (2025) was $5,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal Beach?+
At $749,900, this home is listed about 1% below the Crystal Beach median of $760,000. The market section on this page shows how the area is trending.
Which schools are assigned to 313 CRYSTAL BEACH AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
74 days on market against a Crystal Beach median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $779,000, now $749,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Krista Rager. MLS #O6409459.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal Beach homes, in your inbox
Like 313 CRYSTAL BEACH AVENUE but not quite? A daily digest of every new listing in Crystal Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →