12275 CROSS STREET, LARGO, FL, 33773
Active10 days on marketListed Jul 15, 2026MLS #TB8529336
About this home
12275 CROSS STREET
Welcome to your Largo, Florida beautiful spacious four bedroom family home. This 2017 built home is in a Non-Flood Zone. No pricey flood insurance required here. The primary bedroom is on one end of the home. The other three are on the other side of the home. This is a true split bedroom home floor plan. Your home features a very spacious kitchen with Huge Center Island. The range-oven cooking area has a beautiful stone backsplash. Then topped off with a glass and stainless steel hood exhaust fan. The kitchen, great room and dining room all flow very well together. Which is absolutely wonderful for entertaining family, and friends. You’ll love the spacious deck right outside your kitchen sliding doors. The deck adds mega extra space for entertaining and cookouts. The backyard is fully fenced for your pups and a spacious side-yard parking pad for boat or camper storage. The location is absolutely ideal. You're close to both our Tampa Bay Airports, many wonderful restaurants and great shopping. Just a short trip across the Howard Franklin Bridge to International Mall and downtown Tampa. Or a shorter trip West to the beautiful sandy beach of Indian Rocks Beach. Our area on the Gulf Of Mexico has some of the most beautiful Sunsets in the World. This neighborhood is up and coming with new homes being built all through it. You need to hurry up and buy in ?here now before you get priced out. Make an appointment to see your new home today!!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,647
Sqft
0.14 ac
Lot size
2017
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,432 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,432/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$191 vs $236
Days on market
10 vs 42 typical
Where $191/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12275 CROSS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$475,000
12524 CROSS STREET · same community
3 bd · 2 ba · 1,672 sqft · $284/sqft · 4 DOM
Sold · Mar ’26$425,000
12236 LAND STREET · same community
3 bd · 2.5 ba · 1,556 sqft · $273/sqft · 223 DOM
Sold · Feb ’26$425,000
12240 LAND STREET · same community
3 bd · 2.5 ba · 1,556 sqft · $273/sqft · 196 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12275 CROSS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12275 CROSS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12275 CROSS STREET FAQs
What would the monthly payment be for 12275 CROSS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12275 CROSS STREET?+
The most recent tax bill on record (2025) was $3,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $315,000, this home is listed about 17% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12275 CROSS STREET?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COAST TO COAST · Scott Nealy. MLS #TB8529336.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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