11510 SHIPWATCH DRIVE UNIT 1372, LARGO, FL, 33774
Active100 days on marketListed Apr 23, 2026MLS #TB8500434
About this home
11510 SHIPWATCH DRIVE UNIT 1372
One or more photos have been virtually staged. Fully renovated, first-floor condo in one of the best communities in the Tampa Bay area, just 3 minutes to Indian Rocks Beach. This is a 2 bed, 2 bath unit with a private, detached garage, completely redone in 2025. Everything is done, flooring, paint, kitchen, bathrooms, and a brand-new A/C. It’s clean, simple, and move-in ready. The layout is open and gets great natural light. Kitchen has been updated with modern cabinets, new countertops, stainless appliances, and it flows right into the main living space. Both bathrooms have been fully remodeled with a clean, modern feel. The primary suite has a walk-in closet and its own updated bath with walk in shower. Out back, you’ve got a screened-in lanai overlooking the pond with a water sooting feature—you get both the view and the sound, perfect for relaxing with morning coffee or winding down in the evening. Shipwatch sits on 56 acres along the Intracoastal and has everything you’d expect—pools, marina access, tennis and pickleball, fitness center, walking paths, and an active community. The HOA covers almost everything including water, sewer, trash, cable, wi-fi, exterior, roof, ground maintenance, pool, tennis court membership etc. Just about everything except electric, keeping things simple and predictable. If you’re looking for something low-maintenance, flexible, close to the beach, and already fully updated—this is worth a look. Perfect for the active Florida Lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,235
Sqft
0.56 ac
Lot size
1
Garage
1989
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,641 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,641/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.3%
$/sqft vs SHIPWATCH
$275 vs $273
Days on market
100 vs 42 typical
Where $275/sqft sits among the 11 homes for sale in SHIPWATCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shipwatch Yacht Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Shipwatch Yacht Club — neighborhood snapshot
Population
574
Median age
76
Median income
$53,869
Median home value
$300,900
Avg household
1
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 11
SHIPWATCH have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 11510 SHIPWATCH DRIVE UNIT 1372
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$370,000
11520 SHIPWATCH DRIVE UNIT 1385 · same community
2 bd · 2 ba · 1,235 sqft · $300/sqft · 80 DOM
Sold · Sep ’25$307,250
11510 SHIPWATCH DRIVE UNIT 1375 · same community
2 bd · 2 ba · 1,235 sqft · $249/sqft · 134 DOM
Sold · Mar ’26$295,000
11620 SHIPWATCH DRIVE UNIT 1423 · same community
2 bd · 2 ba · 1,235 sqft · $239/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11510 SHIPWATCH DRIVE UNIT 1372 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11510 SHIPWATCH DRIVE UNIT 1372 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11510 SHIPWATCH DRIVE UNIT 1372 FAQs
What would the monthly payment be for 11510 SHIPWATCH DRIVE UNIT 1372?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,641/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11510 SHIPWATCH DRIVE UNIT 1372?+
The most recent tax bill on record (2025) was $3,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11510 SHIPWATCH DRIVE UNIT 1372?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $339,900, this home is listed about 26% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 11510 SHIPWATCH DRIVE UNIT 1372?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$339,900 runs 53% above the LARGO 33774 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
100 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $375,000, now $339,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Frank Ubaldini. MLS #TB8500434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Largo homes, in your inbox
Like 11510 SHIPWATCH DRIVE UNIT 1372 but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →