658 15TH STREET NW, LARGO, FL, 33770
Active29 days on marketListed Jun 26, 2026MLS #TB8523713
About this home
658 15TH STREET NW
A rare opportunity to design and build the home you've always envisioned. This cleared 60' x 136' (8,160 sq. ft.) lot is ready for your vision and ideally located just minutes from Belleair Beach, parks, golf courses, the Pinellas Trail, shopping, dining, and everyday conveniences. The property has already been prepared with tree removal and demolition completed, helping save time and money before construction begins. A shallow well is already installed for irrigation, and architect-designed plans are available for a stunning 2,174 sq. ft. modern home featuring 4 bedrooms, 3 bathrooms, a garage, and a covered patio. With no HOA and located in Flood Zone X, this property offers the freedom and flexibility to build the custom home you've always wanted. Don't miss this rare opportunity to own a build-ready lot in desirable Largo.
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,233 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,233/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33770 — neighborhood snapshot
Population
25,005
Median age
49.3
Median income
$58,071
Median home value
$245,200
Avg household
2.22
Households w/ children
2,227
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 658 15TH STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$290,000
700 16TH STREET NW · same community
2 bd · 1 ba · 1,070 sqft · $271/sqft · 317 DOM
Sold · Jul ’26$46,000
86 PINDO PALM STREET W
1 bd · 1 ba · 576 sqft · $80/sqft · 121 DOM
Sold · Apr ’26$73,500
44 THATCH PALM STREET W
2 bd · 1.5 ba · 672 sqft · $109/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 658 15TH STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 658 15TH STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
658 15TH STREET NW FAQs
What would the monthly payment be for 658 15TH STREET NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 658 15TH STREET NW?+
The most recent tax bill on record (2025) was $2,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $295,000, this home is listed about 9% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 658 15TH STREET NW?+
Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW REALTY ELITE PARTNERS · Michael Vernola. MLS #TB8523713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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