4973 60TH AVENUE S, ST PETERSBURG, FL, 33715
Active31 days on marketListed Jul 11, 2026MLS #TB8528306
About this home
4973 60TH AVENUE S
Welcome to an extraordinary waterfront residence in the prestigious, 24-hour guard-gated community of Bayway Isles, one of St. Petersburg's most coveted luxury neighborhoods. Perfectly positioned on deep sailboat water with direct access to Boca Ciega Bay, the Intracoastal Waterway, Tampa Bay, and the Gulf of Mexico, this meticulously reimagined home delivers an exceptional blend of sophisticated design, effortless boating, and peace of mind, having experienced no hurricane flooding. Spanning 2,917 square feet, this thoughtfully designed split-bedroom floor plan offers 4 bedrooms, 2.5 bathrooms, a spacious family room, formal living room, formal dining room, generous laundry room, and an oversized two-car garage. Every inch of the home has been transformed with an uncompromising commitment to quality, craftsmanship, and timeless coastal elegance. The stunning chef's kitchen is the centerpiece of the home, featuring custom cabinetry, premium quartz surfaces, Frigidaire Professional appliances, an induction range, Zephyr drawer microwave, designer lighting, and an oversized island perfect for gathering with family and friends. Just beyond, a beautifully designed cocktail station with dual wine refrigerators creates the ideal space for entertaining. The luxurious primary suite is a private retreat unlike any other, featuring a spectacular custom spa-inspired bath with an oversized marble shower, freestanding soaking tub beneath a striking designer oyster-shell chandelier, custom dual vanities, and an enchanting private outdoor courtyard complete with tropical landscaping and a tranquil fountain. A massive custom walk-in closet with built-in organization completes this exceptional owner's sanctuary. Throughout the home, curated designer selections create a cohesive, upscale aesthetic, including custom marble and porcelain tile, premium Moen fixtures, custom lighting, designer hardware, brand new impact-rated windows and doors, new dual-zone HVAC systems, and three new Rheem water heaters. Every finish was intentionally selected to create a refined yet relaxed waterfront lifestyle. Step outside to your own private resort. The recently expanded pool deck surrounds a beautiful swimming pool and covered outdoor living area designed for year-round entertaining. Beyond, the composite deep-water dock provides quick, unrestricted access to world-class fishing, waterfront dining, Boca Ciega Bay, the Intracoastal Waterway, Tampa Bay, and the Gulf of Mexico. Bayway Isles is one of the last developer-created island communities in Pinellas County and remains one of Tampa Bay's hidden gems. This exclusive deed-restricted neighborhood is renowned for its lush tropical landscaping, architecturally distinctive homes, exceptional privacy, and 24-hour guarded entrance. Residents enjoy a peaceful island lifestyle just minutes from St. Pete Beach, Fort De Soto Park, Eckerd College, downtown St. Petersburg, championship golf courses, yacht clubs, fine dining, shopping, and world-class cultural attractions. Luxury waterfront homes renovated to this standard rarely become available. Combining flawless designer finishes, deep-water boating access, exceptional construction quality, and one of Tampa Bay's premier gated waterfront communities, this remarkable residence represents an extraordinary opportunity to experience the very best of Florida luxury living.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,917
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
One
Levels
$737
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,483 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,483/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.4%
$/sqft vs BAYWAY ISLES
$737 vs $598
Days on market
31 vs 57 typical
Where $737/sqft sits among the 7 homes for sale in BAYWAY ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 7
BAYWAY ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 730% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4973 60TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,375,000
4973 60TH AVENUE S · same community
4 bd · 2.5 ba · 2,917 sqft · $471/sqft · 82 DOM
Sold · Jan ’26$1,600,000
4980 60TH AVENUE S · same community
4 bd · 3 ba · 2,906 sqft · $551/sqft · 24 DOM
Sold · Sep ’25$930,000
6000 51ST STREET S · same community
4 bd · 3.5 ba · 2,826 sqft · $329/sqft · 202 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4973 60TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4973 60TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4973 60TH AVENUE S FAQs
What would the monthly payment be for 4973 60TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,483/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4973 60TH AVENUE S?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4973 60TH AVENUE S?+
The most recent tax bill on record (2025) was $9,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4973 60TH AVENUE S?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,150,000, this home is listed about 400% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4973 60TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,150,000 runs 730% above the ST PETERSBURG 33715 median — but at 2,917 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,250,000, now $2,150,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Sean Tennant. MLS #TB8528306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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