4961 61ST AVENUE S, ST PETERSBURG, FL, 33715
Active240 days on marketListed Dec 17, 2025MLS #TB8451116
About this home
4961 61ST AVENUE S
Experience refined coastal living in this immaculately maintained, move-in-ready four-bedroom, three-bath luxury waterfront home in the prestigious, gated Bayway Isles community. Situated on a deep canal, the property features a large dock ready for your big boat, offering effortless access to open water and the ultimate boating lifestyle. This elegant two-story residence showcases double primary bedrooms, one on the first floor for convenience and multi-generational living, and a second on the upper level with a private balcony overlooking the waterway, creating a serene owner’s retreat. New AC for the first floor! Impact resistant hurricane doors & windows. Enjoy an oversized great room with a wood-burning fireplace, generous living and dining areas, and a flexible split-style layout that is immaculately clean and ready for your personalized luxurious touch. A two-car garage and circular driveway provide impressive curb appeal and excellent parking. No flooding from Hurricane Helene! Perfectly located, Bayway Isles offers unmatched convenience—just minutes to I-275, centrally positioned between downtown St. Petersburg and the world-famous St. Pete Beach. Travel is a breeze with Tampa International Airport 30 minutes away, and Sarasota only 45 minutes south. This pristine residence offers the ideal combination of luxury, location, and waterfront lifestyle—ready to become your personalized coastal masterpiece.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,741
Sqft
0.24 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$583
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,676 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,676/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs BAYWAY ISLES
$583 vs $634
Days on market
240 vs 58 typical
Where $583/sqft sits among the 6 homes for sale in BAYWAY ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 6
BAYWAY ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 726% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4961 61ST AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$2,550,000
4913 58TH AVENUE S · same community
4 bd · 4 ba · 3,620 sqft · $704/sqft · 85 DOM
Sold · May ’26$2,000,000
4928 61ST AVENUE S · same community
3 bd · 3.5 ba · 3,282 sqft · $609/sqft · 37 DOM
Sold · Jan ’26$3,100,000
4900 59TH AVENUE S · same community
4 bd · 4.5 ba · 4,400 sqft · $705/sqft · 298 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4961 61ST AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4961 61ST AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4961 61ST AVENUE S FAQs
What would the monthly payment be for 4961 61ST AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,676/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4961 61ST AVENUE S?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4961 61ST AVENUE S?+
The most recent tax bill on record (2024) was $9,837. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4961 61ST AVENUE S?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,180,000, this home is listed about 401% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4961 61ST AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,180,000 runs 726% above the ST PETERSBURG 33715 median — but at 3,741 sqft it's also nearly 3 times the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
240 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,200,000, now $2,180,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Rhonda Sanderford. MLS #TB8451116.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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