4912 58TH AVENUE S, ST PETERSBURG, FL, 33715
Active49 days on marketListed Jun 24, 2026MLS #TB8520622
About this home
4912 58TH AVENUE S
Perched on one of the most remarkable waterfront homesites in the area, this exceptional residence boasts an extraordinary 170 feet of unobstructed open water frontage, a truly rare offering that delivers panoramic views, unmatched privacy, and endless possibilities for waterfront living. Elevated for peace of mind, the home remained high and dry through the 2024 Hurricanes that impacted so much of Tampa Bay, offering the confidence of a property that did not experience flooding while enjoying an unrivaled position along the water's edge. For boating enthusiasts, the opportunity is second to none. The deep-water shoreline offers exceptional dock potential, and with no fixed bridges separating you from Tampa Bay, you'll enjoy unrestricted access for vessels of virtually any size, making this an ideal setting for everything from center consoles to luxury yachts. Inside, 3,177 square feet of living space provides the perfect foundation for your vision. Four bedrooms and four-and-a-half bathrooms provides generous accommodations, while soaring ceilings, abundant natural light, and expansive windows frame breathtaking water views from nearly every room. Lovingly maintained over the years, the residence presents an incredible opportunity for its next owner to thoughtfully update and personalize the interior, creating a truly custom waterfront masterpiece that matches the caliber of its extraordinary setting. Whether you choose to preserve its timeless character or reimagine it with today's modern finishes, opportunities to pair a home with a homesite of this quality are becoming increasingly rare. Step outside and the Florida lifestyle truly begins. Lounge beside the pool, entertain on the expansive waterfront deck, or step aboard your boat for a sunset cruise, a day of fishing, or effortless access to Tampa Bay. The combination of 170 feet of linear waterfront, deep-water boating, southern exposure, exceptional elevation, and unlimited potential creates a property that is nearly impossible to replicate in today's market. Complete with a two-car garage, mature tropical landscaping, and an oversized homesite, this residence offers the perfect balance of privacy and convenience. Located just minutes from vibrant downtown St. Petersburg, award-winning Gulf beaches, I-275, and Tampa International Airport, you'll enjoy world-class amenities while coming home to a private waterfront sanctuary. This is far more than a waterfront home, it's an opportunity to secure one of the area's most extraordinary waterfront properties and create a legacy estate tailored to your own vision, where the irreplaceable homesite, spectacular views, and unmatched boating lifestyle will be enjoyed for generations to come.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,177
Sqft
0.31 ac
Lot size
2
Garage
1981
Year built
Two
Levels
$598
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,294 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,294/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.1%
$/sqft vs BAYWAY ISLES
$598 vs $634
Days on market
49 vs 58 typical
Where $598/sqft sits among the 7 homes for sale in BAYWAY ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 7
BAYWAY ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 634% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4912 58TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,000,000
4928 61ST AVENUE S · same community
3 bd · 3.5 ba · 3,282 sqft · $609/sqft · 37 DOM
Sold · Oct ’25$1,375,000
4973 60TH AVENUE S · same community
4 bd · 2.5 ba · 2,917 sqft · $471/sqft · 82 DOM
Sold · Jan ’26$1,600,000
4980 60TH AVENUE S · same community
4 bd · 3 ba · 2,906 sqft · $551/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4912 58TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4912 58TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4912 58TH AVENUE S FAQs
What would the monthly payment be for 4912 58TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,294/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4912 58TH AVENUE S?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4912 58TH AVENUE S?+
The most recent tax bill on record (2025) was $12,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4912 58TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,900,000, this home is listed about 337% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4912 58TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,900,000 runs 634% above the ST PETERSBURG 33715 median — but at 3,177 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $2,600,000, now $1,900,000 — a $700K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lindsey Tucker. MLS #TB8520622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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