4959 58TH AVENUE S, ST PETERSBURG, FL, 33715
Active299 days on marketListed Oct 17, 2025MLS #TB8439046
About this home
4959 58TH AVENUE S
Waterfront Without the Compromise. Deep Water. Gated Community. Proven Storm Resilience. Luxury waterfront homes are easy to find. Finding one that's beautifully renovated, storm tested, move-in ready, and offers true deep-water boating is far more difficult. Welcome to 4959 58th Avenue South, located within the prestigious gated community of Bayway Isles—where exceptional boating, peace of mind, and luxury living come together. During Hurricanes Helene and Milton, this home remained exactly what every waterfront buyer hopes to find: high and dry, with no flooding, no water intrusion, and no wind damage. In today's market, that's more than reassuring—it's invaluable. Completely reimagined with timeless finishes and exceptional craftsmanship, this four-bedroom, three-bath residence with a flexible den offers over 3,100 square feet of thoughtfully designed living space. Every major improvement has already been completed, allowing the next owner to enjoy the home rather than renovate it. For boating enthusiasts, few locations compare. With 87 feet of protected waterfront, a new seawall, private dock, 16,000-pound boat lift, and an additional lift for personal watercraft or kayaks, you'll enjoy direct access to Tampa Bay and the Gulf of Mexico without fixed bridges slowing your adventure. The split-bedroom floor plan provides ideal privacy for family and guests, while the chef's kitchen opens seamlessly to expansive living and entertaining areas. Designer finishes, custom millwork, elegant flooring, and beautifully renovated baths create a sophisticated yet comfortable coastal atmosphere. Outside, the Florida lifestyle takes center stage. The covered lanai overlooks a heated PebbleTec saltwater pool surrounded by lush tropical landscaping, creating a private resort where mornings begin with coffee by the water and evenings end with spectacular sunsets. Location is equally compelling. Bayway Isles is one of St. Petersburg's premier gated waterfront communities, just minutes from Fort De Soto Park, St. Pete Beach, the iconic Don CeSar Hotel, downtown St. Petersburg, championship golf, waterfront dining, and two international airports. Some waterfront homes require extensive updating. Others carry uncertainty following recent storms. This home offers something increasingly rare: confidence. Beautifully renovated. Proven resilient. Ready for your boat. Ready for your next chapter.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,154
Sqft
0.23 ac
Lot size
2
Garage
1983
Year built
One
Levels
$634
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,434 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,434/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.2%
$/sqft vs BAYWAY ISLES
$634 vs $598
Days on market
299 vs 58 typical
Where $634/sqft sits among the 7 homes for sale in BAYWAY ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayway Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Bayway Isles — neighborhood snapshot
Population
1,734
Median age
69
Median income
$52,097
Median home value
$470,700
Avg household
2
Households w/ children
43%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 7
BAYWAY ISLES have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 684% above the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4959 58TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,000,000
4928 61ST AVENUE S · same community
3 bd · 3.5 ba · 3,282 sqft · $609/sqft · 37 DOM
Sold · Oct ’25$1,375,000
4973 60TH AVENUE S · same community
4 bd · 2.5 ba · 2,917 sqft · $471/sqft · 82 DOM
Sold · Jan ’26$1,600,000
4980 60TH AVENUE S · same community
4 bd · 3 ba · 2,906 sqft · $551/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4959 58TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4959 58TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4959 58TH AVENUE S FAQs
What would the monthly payment be for 4959 58TH AVENUE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,434/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4959 58TH AVENUE S?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4959 58TH AVENUE S?+
The most recent tax bill on record (2024) was $31,459. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4959 58TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,999,000, this home is listed about 360% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4959 58TH AVENUE S?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,999,000 runs 684% above the ST PETERSBURG 33715 median — but at 3,154 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
299 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,650,000, now $1,999,000 — a $651K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REVERE REALTY LLC · Steven Coderre. MLS #TB8439046.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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