12756 POINSETTIA AVENUE, SEMINOLE, FL, 33776
Active37 days on marketListed Jul 9, 2026MLS #TB8527590
About this home
12756 POINSETTIA AVENUE
Virtually Staged. BEST PRICE IN THE NEIGHBORHOOD. Welcome to Harbor View, a secluded treasure nestled in unincorporated Seminole just moments from the beach. This 3-bedroom, 2.5-bath home with a 2-car garage sits on a large lot at 10 feet of elevation and is surrounded by million-dollar homes, making it perfect for a family or short-term rental. This home offers an inviting open floor plan highlighted by newly installed quartz countertops and complemented by wood-inspired tile flooring throughout the main living areas. Thoughtful upgrades include a newly renovated guest bathroom, custom entertainment center, updated insulation and vapor barrier in the crawl space, fresh interior and exterior paint, luxury vinyl plank flooring in the primary bedroom and a second bedroom, new composite deck, new front door, new drywall and insulation in the garage, all new closet doors, and a water softener system and so much more. The kitchen overlooks the large backyard where you can watch children or pets play while prepping meals. The AC system and gutters were replaced in 2020, and the roof is brand new (2026). With these major updates, you won’t face big repairs for years. Enjoy cozy evenings by the wood-burning fireplace during cooler months or relax on the new screened deck with your morning coffee. The oversized two-car garage for recreational toys, ideal for taking advantage of the public boat launch with direct Gulf access just 2 miles away. Zoned for TOP-RATED Seminole SCHOOLS and within walking distance to Boca Ciega Millennium Park for canoeing, kayaking, and trails, the home is ideally situated minutes from the pristine beaches of Redington Shores and Indian Shores and under 2 miles from Seminole City Center for shopping, dining, and everyday conveniences. Never flooded during recent hurricanes.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,539
Sqft
0.21 ac
Lot size
2
Garage
1983
Year built
One
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.2%
$/sqft vs Seminole actives
$351 vs $248
Days on market
37 vs 45 typical
Where $351/sqft sits among the 281 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33776 — neighborhood snapshot
Population
12,711
Median age
50.6
Median income
$101,618
Median home value
$436,700
Avg household
2.54
Households w/ children
1,116
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
160 of 281
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 12756 POINSETTIA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$815,000
16343 REDINGTON DRIVE
2 bd · 2 ba · 1,512 sqft · $539/sqft · 12 DOM
Sold · Nov ’25$890,000
211 BATH CLUB BOULEVARD N
3 bd · 2 ba · 1,568 sqft · $568/sqft · 252 DOM
Sold · Jun ’26$535,000
511 BOCA CIEGA POINT BOULEVARD N
2 bd · 2 ba · 1,600 sqft · $334/sqft · 125 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12756 POINSETTIA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12756 POINSETTIA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12756 POINSETTIA AVENUE FAQs
What would the monthly payment be for 12756 POINSETTIA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,128/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12756 POINSETTIA AVENUE?+
The most recent tax bill on record (2025) was $6,610. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12756 POINSETTIA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $539,900, this home is listed about 45% above the Seminole median of $372,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12756 POINSETTIA AVENUE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01City views
The city view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $554,900, now $539,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAPSTONE REALTY & ASSOCIATES · Mindy Nguyen. MLS #TB8527590.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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