13296 98TH AVENUE N, SEMINOLE, FL, 33776
Active484 days on marketListed Apr 7, 2025MLS #TB8371320
About this home
13296 98TH AVENUE N
Priced at $575,000, this breathtaking 0.51-acre (22,198 sq ft) oversized double lot in the prestigious Boca Ciega Ridge neighborhood of Seminole, FL, is a true standout opportunity. Measuring an impressive 148 ft x 168 ft, this perfectly level, high-and-dry vacant parcel sits at an elevation of 59 feet, delivering the rarest commodity in Florida real estate today — space, freedom, and serious peace of mind. As custom home builders ourselves, we’d love to design and build your dream home on it from the ground up. That said, you’re welcome to bring your own builder — there’s no obligation to use us (LanCo Construction). Imagine the possibilities on this expansive lot: A luxurious primary residence with a private Accessory Dwelling Unit (ADU) for guests, rental income, or multi-generational living A stunning custom home paired with a massive workshop, artist studio, or oversized garage Or go bold with the full package — main house + ADU + workshop — all while keeping generous space for a sparkling pool, lush gardens, outdoor kitchens, fire pits, and total privacy This fee-simple lot sits on a quiet, paved street in unincorporated Pinellas County, in Flood Zone X (no flood insurance required). It’s fully build-ready, with a recent survey confirming clean boundaries and maximum building potential. Located in one of Seminole’s most desirable pockets, you’re just minutes from pristine Gulf beaches (Redington Shores and Madeira Beach), A-rated schools, parks, shopping, and dining. Easy access to Tampa, St. Petersburg, and major highways makes this the perfect blend of peaceful retreat and unbeatable convenience. Oversized lots of this caliber are vanishing quickly in Seminole. This is your chance to own one of the largest, most flexible building sites left in Pinellas County. Whether you’re ready to build your forever dream estate or create an incredible investment property, this parcel checks every box — and then some. Let us help bring your vision to life — with us or your own team. Schedule your private showing today and start planning your custom dream estate on this exceptional Seminole vacant lot!
Facts & features
The home at a glance
0.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,584 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,584/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33776 — neighborhood snapshot
Population
12,711
Median age
50.6
Median income
$101,618
Median home value
$436,700
Avg household
2.54
Households w/ children
1,116
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13296 98TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$165,000
4829 163RD AVENUE N · same community
2 bd · 1 ba · 900 sqft · $183/sqft · 4 DOM
Sold · Apr ’26$159,000
4835 164TH AVENUE N · same community
2 bd · 1 ba · 912 sqft · $174/sqft · 5 DOM
Sold · Oct ’25$775,000
9222 134TH STREET · same community
3 bd · 3.5 ba · 1,848 sqft · $419/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13296 98TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13296 98TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13296 98TH AVENUE N FAQs
What would the monthly payment be for 13296 98TH AVENUE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13296 98TH AVENUE N?+
The most recent tax bill on record (2024) was $1,273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $575,000, this home is listed about 49% above the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13296 98TH AVENUE N?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
484 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $675,000, now $575,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JACK KELLER INC · John Keller, III. MLS #TB8371320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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