4989 162ND AVENUE N, CLEARWATER, FL, 33760
Active13 days on marketListed Jul 20, 2026MLS #TB8530778
About this home
4989 162ND AVENUE N
Tucked on a quiet street in central Pinellas County, this 2001-built pool home offers space, privacy, and an unbeatable location — with a brand-new roof to be installed prior to closing. Inside, an open, light-filled floor plan pairs vaulted ceilings and arched accent windows with a split-bedroom layout and flexible living, family, and formal dining spaces. The kitchen — granite counters, a raised breakfast bar, and a center island — opens to the family room and out to the lanai. The private primary suite offers a walk-in closet and its own French doors to the pool. Out back is the retreat: a freeform screened pool with a raised spillover spa on a large covered lanai, wrapped by mature palms and oaks for true privacy. Two-car garage, indoor laundry, all one-story living, and a newer (2021) A/C — plus no HOA or CDD. Minutes to St. Pete–Clearwater Airport, US-19, I-275, Gulf beaches, and downtown St. Pete and Tampa.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,720
Sqft
0.19 ac
Lot size
2
Garage
2001
Year built
One
Levels
$308
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,884 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,884/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PINELLAS GROVES
$308 vs $362
Days on market
13 vs 47 typical
Where $308/sqft sits among the 11 homes for sale in PINELLAS GROVES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 11
PINELLAS GROVES have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 202% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 4989 162ND AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$775,000
9222 134TH STREET · same community
3 bd · 3.5 ba · 1,848 sqft · $419/sqft · 10 DOM
Sold · Sep ’25$800,000
13005 106TH AVENUE · same community
3 bd · 2 ba · 2,167 sqft · $369/sqft · 27 DOM
Sold · Sep ’25$652,800
2174 62ND STREET N · same community
3 bd · 2 ba · 2,184 sqft · $299/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4989 162ND AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4989 162ND AVENUE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4989 162ND AVENUE N FAQs
What would the monthly payment be for 4989 162ND AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,884/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4989 162ND AVENUE N?+
The most recent tax bill on record (2025) was $4,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $529,000, this home is listed about 92% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4989 162ND AVENUE N?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVERLANE REALTY LLC · Serge Osaulenko. MLS #TB8530778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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