14761 SEMINOLE TRAIL, SEMINOLE, FL, 33776
Active58 days on marketListed May 28, 2026MLS #TB8510599
About this home
14761 SEMINOLE TRAIL
Welcome to resort-style waterfront living tucked away in a private, park-like setting in the heart of Seminole. This hidden gem offers the perfect blend of tranquility, sophistication, and coastal lifestyle living just minutes from the Gulf of Mexico. Step inside and immediately appreciate the spacious open-concept design filled with abundant natural light and thoughtfully crafted living spaces designed for both relaxation and entertaining. Whether you're enjoying your morning coffee on one of the private back patios or gathering with friends and family in the expansive main living area, this home truly feels like your own private oasis. The upper level features two spacious ensuite bedrooms with soaring vaulted ceilings and sun-drenched interiors that capture the beauty of Florida sunshine. One suite is anchored by a private balcony, while the second offers a unique window seat accented with elegant glass shelving, creating the perfect cozy retreat. The lower level offers incredible flexibility with a large bonus/recreation room complete with a wet bar and full bathroom, ideal for a media room, guest suite, game room, home office, or additional entertaining space. The fully finished garage provides excellent storage and functionality. Enjoy everything this pet-friendly waterfront community has to offer, including a heated in-ground pool and spa, community boat docks, fishing piers, kayak launching, and opportunities to park your own boat. With nine docks, beautiful green space, and water access throughout the community, Tara Cay delivers the ultimate Florida waterfront lifestyle. Located less than one mile from the Gulf of Mexico and close to shopping, dining, entertainment, and beautiful beaches, this home is also zoned for top-rated Seminole schools.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
2,174
Sqft
0.05 ac
Lot size
1
Garage
1997
Year built
Three Or More
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,000 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,000/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs Seminole actives
$230 vs $254
Days on market
58 vs 44 typical
Where $230/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Tara Cay — neighborhood snapshot
Population
632
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 14761 SEMINOLE TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$420,000
14859 SEMINOLE TRAIL · same community
3 bd · 4 ba · 2,174 sqft · $193/sqft · 173 DOM
Sold · Jun ’26$410,000
14676 SEMINOLE TRAIL · same community
3 bd · 3 ba · 2,174 sqft · $189/sqft · 101 DOM
Sold · Nov ’25$375,000
14692 SEMINOLE TRAIL · same community
4 bd · 4 ba · 2,228 sqft · $168/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14761 SEMINOLE TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14761 SEMINOLE TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14761 SEMINOLE TRAIL FAQs
What would the monthly payment be for 14761 SEMINOLE TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,000/mo — principal and interest, the actual property-tax bill, the $411/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14761 SEMINOLE TRAIL?+
The association fee works out to $411 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14761 SEMINOLE TRAIL?+
The most recent tax bill on record (2025) was $3,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14761 SEMINOLE TRAIL?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $499,900, this home is listed about 22% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 14761 SEMINOLE TRAIL?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $525,000, now $499,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Troy Walseth. MLS #TB8510599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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