
14883 SEMINOLE TRAIL UNIT 130, SEMINOLE, FL, 33776
Active28 days on marketListed Jul 8, 2026MLS #TB8523999
About this home
14883 SEMINOLE TRAIL UNIT 130
Find your slice of Florida paradise in one of the Seminoles favorite waterfront communities, Tara Cay Sound. Perfectly positioned along the intracoastal waterway with several community boat docks for boating, kayaking, paddle board & fishing for year round outdoor activities. Although a waterfront community, this North village location is highly elevated and has never flooded! So just pack your bags and move right in to this already furnished home! You will love this 3-story townhouse with 2 spacious primary suites! One primary offers an en suite bath, double closets with an added bonus space to make as you choose; an office, exercise area, or cozy retreat. The 2nd primary suite offers 2 walk in closets with a private balcony and spa inspired bathroom featuring a garden/spa tub, dual sinks & separate walk in shower. The heart of the home is on the 2nd floor featuring an open-concept floor plan with durable light & bright ceramic tile throughout. Here, you find the 3rd bedroom, bath, and kitchen that offers a breakfast bar overlooking the dining & living areas with nice, bright outdoor views from the patio, creating the perfect space for family time & entertaining. The 4th bedroom on the 1st floor is best for the family member, in-law, or guest who wants their own space & privacy, equipped with a kitchenette, bathroom & enclosed patio plus private entry from the garage. NEW ROOF 2024, NEW WATER HEATER 2025, added water softener are a few good updates. PET FRIENDLY, LOW HOA just $417 a month and covers maintenance grounds, reserves, community pool, cable, internet, trash, water & sewer. TOP RATED SCHOOL DISTRICT! Come find your new & furnished coastal retreat right here!
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,174
Sqft
0.04 ac
Lot size
1
Garage
1999
Year built
Three Or More
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,852 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,852/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Seminole actives
$193 vs $254
Days on market
28 vs 47 typical
Where $193/sqft sits among the 284 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tara Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Tara Cay — neighborhood snapshot
Population
632
Median age
60
Median income
$87,375
Median home value
$433,200
Avg household
2
Households w/ children
32%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
157 of 284
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 14883 SEMINOLE TRAIL UNIT 130
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$420,000
14859 SEMINOLE TRAIL · same community
3 bd · 4 ba · 2,174 sqft · $193/sqft · 173 DOM
Sold · Jun ’26$410,000
14676 SEMINOLE TRAIL · same community
3 bd · 3 ba · 2,174 sqft · $189/sqft · 101 DOM
Sold · Nov ’25$375,000
14692 SEMINOLE TRAIL · same community
4 bd · 4 ba · 2,228 sqft · $168/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14883 SEMINOLE TRAIL UNIT 130 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14883 SEMINOLE TRAIL UNIT 130 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14883 SEMINOLE TRAIL UNIT 130 FAQs
What would the monthly payment be for 14883 SEMINOLE TRAIL UNIT 130?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,852/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14883 SEMINOLE TRAIL UNIT 130?+
The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14883 SEMINOLE TRAIL UNIT 130?+
The most recent tax bill on record (2025) was $7,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14883 SEMINOLE TRAIL UNIT 130?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $419,000, this home is listed about 8% above the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 14883 SEMINOLE TRAIL UNIT 130?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SEMINOLE 33776 market on paper
$419,000 is 19% below the SEMINOLE 33776 median of $519,950, and at $193/sqft it sits under the Seminole average of $257.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $449,000, now $419,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Diana Beattie. MLS #TB8523999.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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