David Ramirez
$175,000$185,0002 bd2 ba1,110 sqft$158 /sqft$1,495 /mo all-in ↓

13250 RIDGE ROAD UNIT 9-1, LARGO, FL, 33778

Active21 days on marketListed Jul 11, 2026MLS #TB8527212

Reduced $10KVillaRIDGE GROVES CONDO

About this home

13250 RIDGE ROAD UNIT 9-1

Virtually Staged. Beautifully remodeled two bedroom, two bath end unit villa with a newer roof, ideally situated in the highly desirable Ridge Groves community. What’s really special about this unit is there are French doors off the living room that lead to a versatile bonus room with sliding glass doors, providing the perfect space for a home office, den, or hobby room. Enjoy the benefits of a low monthly condo fee of just $500 which includes cable TV, internet, escrow reserves, water, sewer, trash, maintenance on the exterior and grounds. The community pool an ideal place to unwind, soak up the Florida sunshine and connect with friends and neighbors. This beautiful villa was thoughtfully updated with a clean, contemporary design and offers a bright and inviting atmosphere enhanced by the abundance of natural light that only an end unit can provide. The beautifully updated kitchen features custom white shaker cabinetry, stainless steel appliances, solid surface countertops, and a stylish tile backsplash that creates a fresh, modern look. The open layout flows seamlessly into the dining and living areas, making everyday living and entertaining effortless. The spacious primary suite features new laminate flooring, a large walk-in closet, and a beautifully updated en suite bathroom complete with a walk-in shower, custom vanity, and modern fixtures. The guest bedroom also features new laminate flooring, while the updated guest bathroom offers a tub/shower combination, custom vanity, and contemporary finishes. Additional highlights include a newer HVAC system and a new washer and dryer. Ideally located near shopping, restaurants, schools and other needed daily services. Downtown St. Petersburg and the Gulf beaches are just short car ride away! This move-in-ready villa offers comfort, style and convenience in one exceptional package. Come see this beautiful home today and make it yours tomorrow!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

0 ac

Lot size

1981

Year built

One

Levels

$158

Per sqft

Garden viewPets allowed

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden
FacesNorth
ParkingAssigned
ExteriorGarden · Sliding Doors

Community & fees

Taxes (2025)$2,723/yr
PetsYes
CommunityClubhouse · Community Mailbox · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,495 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2025 actual bill$227
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,495/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$227
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$168KedgeAI estimate $193,020 · range $177K$208K$217K

vs edgeAI estimate

−9.3%

$/sqft vs Largo actives

$158 vs $238

Days on market

21 vs 42 typical

Where $158/sqft sits among the 400 Largo actives

104 · this home
82
79
67
38
30
$111–170$170–229$229–288$288–347$347–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 13250 RIDGE ROAD UNIT 9-1

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33778 — neighborhood snapshot

Population

16,054

Median age

50.9

Median income

$63,633

Median home value

$267,800

Avg household

2.41

Households w/ children

1,345

For the school run

Pinellas County School District

ElementaryFuguitt Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

204 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $175,000 $10K
Jul 11, 2026Listed at $185,000 · 21 days on market since
1981Built · RIDGE GROVES CONDO

Reality check

What actually sold near 13250 RIDGE ROAD UNIT 9-1

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13250 RIDGE ROAD UNIT 10-4Sold · Apr ’26

$168,000

13250 RIDGE ROAD UNIT 10-4 · same community

2 bd · 2 ba · 1,110 sqft · $151/sqft · 14 DOM

13250 RIDGE ROAD UNIT 4B3Sold · Oct ’25

$205,000

13250 RIDGE ROAD UNIT 4B3 · same community

2 bd · 2 ba · 1,110 sqft · $185/sqft · 26 DOM

13250 RIDGE ROAD UNIT 6A3Sold · Apr ’26

$117,000

13250 RIDGE ROAD UNIT 6A3 · same community

2 bd · 2 ba · 1,110 sqft · $105/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13250 RIDGE ROAD UNIT 9-1 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13250 RIDGE ROAD UNIT 9-1 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13250 RIDGE ROAD UNIT 9-1 FAQs

What would the monthly payment be for 13250 RIDGE ROAD UNIT 9-1?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,495/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13250 RIDGE ROAD UNIT 9-1?+

The most recent tax bill on record (2025) was $2,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13250 RIDGE ROAD UNIT 9-1?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $175,000, this home is listed about 35% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13250 RIDGE ROAD UNIT 9-1?+

Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $185,000, now $175,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REALTY EXPERTS · Meredith Johnson. MLS #TB8527212.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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