13250 RIDGE ROAD UNIT 7-4, LARGO, FL, 33778
Active52 days on marketListed Jun 3, 2026MLS #TB8515367
About this home
13250 RIDGE ROAD UNIT 7-4
Opportunity knocks in one of Largo’s most convenient locations! This 2-bedroom, 2-bath, one-story villa offers 1,110 square feet of living space and great potential for buyers looking to add their own personal touches. Enjoy ground-floor living with no upstairs neighbors, a split-bedroom floor plan, open living and dining areas, a private primary suite with walk-in closet, and fresh interior paint. The big-ticket items are already moving in the right direction, including a recently installed roof by the community. Residents enjoy a heated community pool and a well-maintained neighborhood with no flood zone concerns and no community development district (CDD) fees. The location is hard to beat, just minutes from shopping, restaurants, parks, and only five minutes from some of Florida’s award-winning Gulf beaches. Whether you're looking for a full-time residence, winter retreat, or investment opportunity, this villa offers exceptional value in a highly sought-after area. The community has a strong rental history, making it an attractive option for investors, while owner-occupants will appreciate the convenience, lifestyle, and long-term potential. Bring your vision and make it your own while enjoying all the benefits of this desirable Largo location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
1.78 ac
Lot size
1984
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.3%
$/sqft vs Largo actives
$135 vs $240
Days on market
52 vs 42 typical
Where $135/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13250 RIDGE ROAD UNIT 7-4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$168,000
13250 RIDGE ROAD UNIT 10-4 · same community
2 bd · 2 ba · 1,110 sqft · $151/sqft · 14 DOM
Sold · Oct ’25$205,000
13250 RIDGE ROAD UNIT 4B3 · same community
2 bd · 2 ba · 1,110 sqft · $185/sqft · 26 DOM
Sold · Apr ’26$117,000
13250 RIDGE ROAD UNIT 6A3 · same community
2 bd · 2 ba · 1,110 sqft · $105/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13250 RIDGE ROAD UNIT 7-4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13250 RIDGE ROAD UNIT 7-4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13250 RIDGE ROAD UNIT 7-4 FAQs
What would the monthly payment be for 13250 RIDGE ROAD UNIT 7-4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,656/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13250 RIDGE ROAD UNIT 7-4?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13250 RIDGE ROAD UNIT 7-4?+
The most recent tax bill on record (2025) was $562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13250 RIDGE ROAD UNIT 7-4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $149,900, this home is listed about 44% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13250 RIDGE ROAD UNIT 7-4?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33778 market on paper
$149,900 is 11% below the LARGO 33778 median of $169,000, and at $135/sqft it sits under the Largo average of $247.
02Know the monthly fee
The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $159,900, now $149,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Joe Carducci. MLS #TB8515367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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