13250 RIDGE ROAD UNIT 3B3, LARGO, FL, 33778
Active52 days on marketListed Jun 3, 2026MLS #TB8515245
About this home
13250 RIDGE ROAD UNIT 3B3
Enjoy easy, low-maintenance living in this beautifully maintained second-floor condo featuring 2 bedrooms, 2 bathrooms, and 1,110 square feet of thoughtfully designed living space. Move-in ready and tastefully updated with modern laminate flooring, this home offers a bright, open-concept layout that feels both spacious and inviting. The kitchen features a cozy eat-in dining area, perfect for casual meals, morning coffee, or entertaining guests. Flowing seamlessly into the living room, the space is filled with natural light and provides a comfortable setting for relaxing or gathering with family and friends. Retreat to the generously sized primary suite, complete with a walk-in closet and private en-suite bath. A second bedroom and full bathroom offer flexibility for guests, a home office, or additional living space to fit your needs. Adding even more value, the roof was replaced within the past three years, offering peace of mind and helping minimize future maintenance expenses. Situated on the second floor, this home enjoys added privacy while remaining conveniently close to community amenities, shopping, dining, and everyday conveniences. Whether you're a first-time homebuyer, seasonal resident, downsizing, or simply seeking a carefree lifestyle, this charming condo delivers comfort, convenience, and exceptional value. Schedule your showing today and experience everything this inviting home has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,110
Sqft
1981
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,770 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,770/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs Largo actives
$144 vs $237
Days on market
52 vs 42 typical
Where $144/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33778 — neighborhood snapshot
Population
16,054
Median age
50.9
Median income
$63,633
Median home value
$267,800
Avg household
2.41
Households w/ children
1,345
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
198 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13250 RIDGE ROAD UNIT 3B3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$168,000
13250 RIDGE ROAD UNIT 10-4 · same community
2 bd · 2 ba · 1,110 sqft · $151/sqft · 14 DOM
Sold · Oct ’25$205,000
13250 RIDGE ROAD UNIT 4B3 · same community
2 bd · 2 ba · 1,110 sqft · $185/sqft · 26 DOM
Sold · Apr ’26$117,000
13250 RIDGE ROAD UNIT 6A3 · same community
2 bd · 2 ba · 1,110 sqft · $105/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13250 RIDGE ROAD UNIT 3B3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13250 RIDGE ROAD UNIT 3B3 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13250 RIDGE ROAD UNIT 3B3 FAQs
What would the monthly payment be for 13250 RIDGE ROAD UNIT 3B3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,770/mo — principal and interest, the actual property-tax bill, the $500/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13250 RIDGE ROAD UNIT 3B3?+
The association fee works out to $500 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13250 RIDGE ROAD UNIT 3B3?+
The most recent tax bill on record (2025) was $1,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13250 RIDGE ROAD UNIT 3B3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $160,000, this home is listed about 41% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13250 RIDGE ROAD UNIT 3B3?+
Fuguitt Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33778 market on paper
$160,000 is 5% below the LARGO 33778 median of $169,000, and at $144/sqft it sits under the Largo average of $247.
02Know the monthly fee
The association fee is $500/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Fuguitt Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $165,000, now $160,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC · Andrew Duncan. MLS #TB8515245.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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